I'm planning to apply a debit card soon but I don't know the differences between,

Maybankard MasterCard Platinum Debit

and

Maybankard Visa Debit

The Platinum debit requires Premier Account while the Visa requires any savings/current account.

I've tried the "Find the right account" that the website provided and I ticked College/Uni students and Online accounts and it leads me to Maybank2u.Premier.

I realized that it's a current account but I think I don't need a current account since I am just a student.

So if I just open a saving account then I can apply the Visa Debit while the current account can get me a Platinum Debit.

I'm still a University student so which one would suit me the most?