RM10

How abt Maybank ATM card... Is not Debit card.. but got the "plus" logo as well.. Is that possible to withdraw from any ATM at oversea?

Yes. RM2/withdrawal at Maybank Singapore/Brunei/Philippines and RM12/withdrawal at all non-Maybank ATM that is in the VISA Plus network.

means is just RM2 extra than the PB Visa Electron if I withdraw from India?

Yes. There is also this 1% admin fee charged on top of the converted amount.

Means if I withdraw RM5k, it will charge me RM12 + RM50 of the converted amount?

And PBVE just charge RM10?

Something like that. But one thing is that we do not know exactly what is the exchange rate until it is posted into your account and then you can do the maths yourself.


RM10 + 1.25% admin charge.

IF so... means that MAybank is slightly cheaper.... since the admin charge is just 1% ...

So comparison, which card is better?

No one can really tell you this. Anyway, PLUS belongs to VISA International and based on the information provided by other people using their credit card overseas regularly. The rate after conversion from Maybank has been constantly lower than many other banks.

Ok... If I apply for the Maybank Visa Debit Card, can I widely use as Credit card like what PBVE? I means swipe it at oversea ..

Yes. Of course you can. As a matter of fact, The Maybank VISA debit card has better acceptance than PBVE as some stores insist that VISA Electron is different and they do not accept the card. Happened to me before a few years ago at some stores in Mid-Valley.

Anyway, Public Bank also offer VISA debit card now which is virtually the same as Maybank VISA debit card. You can set the maximum purchase limit for Public Bank Day2Day VISA debit card up to RM10,000/day and only RM5,000/day for Maybank VISA debit card. In terms of rewards, Public Bank Day2Day VISA debit is better too as it gives you 0.8% cash back on petrol purchases and 0.3% cash back on all other transactions while Maybank VISA debit give you only a pathetic 1 Treatpoint for every RM3 charged to the card (no Treatpoint for Petrol).

Really thanks alot for the explaination. In Malaysia, I believe Maybank VISA Debit Card will have better acceptance, but how about if oversea?

My salary in to my Maybank, so its a bit troublesome if usign Public it seems...

Both Public Bank Day2Day VISA debit and Maybank VISA debit are accepted at all stores displaying the VISA logo locally and overseas. Just make sure you've activated the card for overseas use at any Maybank ATM (not necessary for Public Bank).

Thanks MilesAndMore.

Is that a Maybank Debit Card required the Visa Verification, if yes, where we should register?

As I saw, the Maybank Debit Card do not have name printed.. but some of the online purchase required "name on the card" .. "card number"... "expiry date" and "CCV" .. If so, what we should put in the name of the card field?

VERIFIED by VISA. Just follow the instructions on the page.


Always put the account holder's name. It is the same with all other debit cards from other banks with no name printed on the front of the card.

Okie ...

So will the e-statement for that I purchase or swipe using this card view separately in maybank2u ... or its same under the saving account transaction?

You have to subscribe for e-statement in order to view all your transactions through e-statement. Once you subscribe for e-statement, you won't be receiving any printed statement from Maybank anymore. Anyway, all transactions in your account can also be viewed through your account transaction history.

I registered for the MSOS. But how can I confirmed that's really successfully registered beside I need to try puchase something onlien?

Bos, maybank debit card cannot louk card?

Who says xnot? Does the tranx decline bcos its higher than the preset limit?