from our PB Visa Electron Card Product Disclosure Sheet:

Liability for Unauthorised Transactions
In the event of card loss/theft, your maximum liability for unauthorised transactions is limited to
RM250-00, provided that you have not acted fraudulently or have not failed to inform us of your
debit card as soon as reasonably practicable after having found that your debit card is lost or stolen.
If investigation discloses that you are involved in the incurring of any unauthorised charges, you
shall be liable for all the unauthorised charges incurred, including financial charges, whether before
or after the Bank's receipt of such confirmation. It is expressly agreed that the Bank is not under a
duty to ensure that the Current Balance prescribed by the Bank is not exceeded.

That's kinda stupid... definitely gonna keep a tiny amount of money on my PB Visa Electron then. Or switch to HLB. /sigh

What about calling us if they detect large expenditures to confirm it wasn't fraudulent? I think I'm gonna be disappointed in the answer.

Its weird that you call it VISA / MASTERCARD but don't get the same security blanket that comes with the name.

@byronong
PBB should extend credit card protection to debit card users. You can even advertise and people will flock to PBB.

Or, worse case scenario, our debit card info was stolen (electronically) and used to purchase stuff. Customer Service needs to flag huge spendings and notify us to confirm if we did spend all that money or if it was some thief doing it.

No card lost or theft. If charges were made online, we wont know, we wont be able to inform you.

Its not about physically losing the card.

More in terms of use on the Internet, stuff happens. Like when vendors double, triple charging for something we bought. Or error in their billing system and randomly charging people.

For example, a few months ago, a MMO company charged its subscribers for 15-40 times when a billing error occurred. That's 40x USD $15. or 40x USD $45(3 months). or 40x USD$90 (6months). Someone people had 2 subscription on a single card. So family accounts were emptied to a point of overdrafting, those impacted hard had to loan money while the banks get all the funds returned (took a few weeks).

We need to be report these things as fraudulent billing and claim back our money. We need to be protected, even more so because its not on "credit" like credit cards are. No real danger, not till you have to pay that $5000 bill at the end of the month. With debit, money will be taken outta our accts.

Another debit card in the market.. No fees and charges if swipe > 12 times per day..

However, it does not come with rewards/points redemption.. T.T

Another debit card in the market.. No fees and charges if swipe > 12 times per day..

However, it does not come with rewards/points redemption.. T.T

i just got my new CIMB debit mastercard...

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Added on August 9, 2010, 9:45 pmand since this is my very 1st ever card...how do i use it?
present the card and do i need to key in anything?
I wasnt aware there is any pin number
then if I loss it and somebody found it and use straight away ever before i reported the loss. how?

I got the message "you acc has been locked" while going thru the process of verified by visa

mine is pb day2day card,can use this service right?

and now wat shud i do?wat number shud i call?

anyway,i can use this card to buy tickets online right?haha
me is very very new to this....

Does anyone have problem with RHB Cash Connect Debit Card in Metrojaya/Jusco? I had experienced where Jusco didn't accept the card as the transaction will be very hard to go through, same case with Metrojaya.

I got the message "you acc has been locked" while going thru the process of verified by visa

mine is pb day2day card,can use this service right?

and now wat shud i do?wat number shud i call?

anyway,i can use this card to buy tickets online right?haha
me is very very new to this....

Someone once said that Jaya Jusco only accepts debit card from Maybank for the time being. I however, once used my Public Bank Day2Day VISA debit card at Jaya Jusco Mid-Valley with no problem.
03-2176 8000. They will ask you a few questions like the 3 cvv digits behind your card, your name (of course), IC numbers, your mother's name and your mailing address etc. You can call them now if you want to as the call centre opens 24/7.
Movie ticket ? Last time the GSC booking system supported only credit card. Not sure if things have changed though.

wow,24/7 huh?

and i did heard people say tat this debit card can use as credit card to buy stuff online?no?hmm...

Does anyone have problem with RHB Cash Connect Debit Card in Metrojaya/Jusco? I had experienced where Jusco didn't accept the card as the transaction will be very hard to go through, same case with Metrojaya.

Serious? Or per year 

It is 12 swipes per year.. sry bout that.. hehe

and this You:nique debit card allows its user to design their own card as well

Someone once said that Jaya Jusco only accepts debit card from Maybank for the time being. I however, once used my Public Bank Day2Day VISA debit card at Jaya Jusco Mid-Valley with no problem.
03-2176 8000. They will ask you a few questions like the 3 cvv digits behind your card, your name (of course), IC numbers, your mother's name and your mailing address etc. You can call them now if you want to as the call centre opens 24/7.
Movie ticket ? Last time the GSC booking system supported only credit card. Not sure if things have changed though.

oh my...

i called the number juz now,but i have no idea wat i shud choose for

there is so many options,wat shud i choose for my situation?

and also,wat shud i tell him/her at 1st?

i'm really not gud on the phone

Does anyone have problem with RHB Cash Connect Debit Card in Metrojaya/Jusco? I had experienced where Jusco didn't accept the card as the transaction will be very hard to go through, same case with Metrojaya.