i've got some opinion

1) the rm50 on cc ... the G shud haf increase the criteria of gettin a cc instead of this service charge ... if a person is goin to abuse the cc do u think he will concern bout the rm50 imposed? at the end this will onli burden other cc users ... n the G said wanna increase spending to stimulate the econ , now they r trying to limit the cc in the economy ... sounds contradicting

2) the max income tax reduced to 26% ... but this will onli benefit those with higher bracket income ... the G might wanna help those sme business owners who might reach tht particular income bracket ... but how bout those middle range who earn below tht bracket? now thr is a rebate of rm350 ... i think tht by increasing this rebate will benefit more ppl

3) i heard some bout the witholding tax? it is being implement back into the system?

other things i would say it's not the best yet but it's better than nothing ....