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 Plan to buy a NEW / USED car?, ASK HERE for recommendation.

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plague2007
post Oct 31 2013, 11:59 AM

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1. Brand: Honda (1st pref), Toyota, Nissan, Mitsubishi
2. Budget: Down payment at max 10,000.
3. New/Used/Unreg: Any
5. Transmission: Auto
6. NA or FI: NA
7. Type: (Sedan, 2 Seater, Convertible, and etc): Sedan
8. Remarks: Need to apply for loan. Foreigner here with only 3 months stay so far. So initial down payment has to be low. Preferably a recent model (2007+).

Would appreciate any recommendation.
plague2007
post Nov 6 2013, 10:02 AM

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QUOTE(zenix @ Oct 31 2013, 12:36 PM)
How much is low for your monthly repayment?


I can go max RM2000 on monthly repayment.

plague2007
post Nov 6 2013, 03:34 PM

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QUOTE(zenix @ Nov 6 2013, 02:49 PM)
sorry bro can't remember (and lazy to search) can gimme the details again on your requirements.
1. Brand: Honda (1st pref), Toyota, Nissan, Mitsubishi
2. Budget: Down payment at max 10,000.
3. New/Used/Unreg: Any
5. Transmission: Auto
6. NA or FI: NA
7. Type: (Sedan, 2 Seater, Convertible, and etc): Sedan
8. Remarks: Need to apply for loan. Foreigner here with only 3 months stay so far. So initial down payment has to be low. Preferably a recent model (2007+).

Monthly Repayment at max RM2000.

Would appreciate any recommendation.
plague2007
post Nov 8 2013, 05:32 PM

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Junior Member
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Joined: Jul 2007


Got any recommendation Zenix? Posted my requirements but seems like you have missed it.

1. Brand: Honda (1st pref), Toyota, Nissan, Mitsubishi
2. Budget: Down payment at max 10,000.
3. New/Used/Unreg: Any
5. Transmission: Auto
6. NA or FI: NA
7. Type: (Sedan, 2 Seater, Convertible, and etc): Sedan
8. Remarks: Need to apply for loan. Foreigner here with only 3 months stay so far. So initial down payment has to be low. Preferably a recent model (2007+).

Monthly Repayment at max RM2000.
plague2007
post Nov 13 2013, 05:45 PM

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Joined: Jul 2007


QUOTE(zenix @ Nov 11 2013, 03:55 PM)
Sorry sorry kinda lost track  blush.gif
With that kinda budget and used there should be room for something really fun  icon_idea.gif
You can check how I did the budget calculation here.

2013 Honda Accord 2.0 VTIL - the middle spec Accord is within your reach, this spec is the most sought after as it has most of the accessories and goodies in the 2500cc variant but is cheaper and 2000cc engine with cheaper roadtax. However, you can't be too picky since colors are limited and queue is quite long. I do recommend buying in January since there isn't any discount for this car no point buying now and it depreciates so much within 2 months. New car not much issues you need to worry as maintenance is quite cheap, car is reliable and upgraded warranty is now 5 years for accord.

2009 Lexus IS250 - if you want abit more prestige but don't mind recon cars then you can consider the IS250, issues? well not much as cheap to maintain as most Toyota's unless you bring it into a Lexus 3S like the one at Mutiara Damansara.

2010 Merc C180 CGI - a bigger notch up the prestige ladder but not costing anything much more, among the group of prestige cars in this price range (new/recon) i think either a C180 or IS250 is the best value in terms of looks, space, performance, technology and maintenance cost.


Hi Zenix,

Thanks for the reply. I am curious though. As a foreigner, is it possible for me to get a loan with 10000 as down payment on Accord? I was also thinking about CR-Z but once again, the loan percentage and initial down payment value is my concern.

Do you have any knowledge in what I can expect as my loan percentage as a new foreigner in Malaysia (came in August)?

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