Since time is running out I think I should recommend you to take the Nissan Serena S-Hybrid now rather than later because in 2014 the tax free status for hybrid cars will be lifted so this spacious MPV price is going to bloat from 145k to 200k. What's so great about it? Well, Estima like space but since it is not a recon you get full 3 years warranty plus an option to purchase another 2 years warranty for a few thousand bucks. The Hybrid status in the Serena is really a gimmick and I'm surprised they actually got it to qualify as a Hybrid car in the first place unlike Toyota and Honda in which the Hybrid system is part of the car's road performance (Honda case -- the electric engine kicks in to help the petrol engine for additional power like overtaking), (Toyota case -- the electric engine is used 100% if you're driving like an uncle but when you go faster than 40kmh the petrol engine kicks in), (Nissan case -- when you on the car and drive around the hybrid battery starts charging and once it is ready it kicks-in and turns off the petrol engine when the car is idling or stationary like traffic jam, waiting at MCD drivethru or roadside next to your gf house waiting for her to get ready to go out.) So if the S-Hybrid systems kongs out later even if you don't fix it, I don't see any real issues with the car 
I'd suggest lowest you should go is 2007, if going for a 2004 or 2005 car that means it will be a 10 years old car next year, which isn't really ideal if you ask me. Lets say you go for a 2009 car and take a 5 years loan in 2013, so by the time you finish the loan the it is 2018 but it has 1 year before it is a 10 year old car you have one year to think if you want to sell it or keep it longer since if the car price is quite high lets say in 2018 it depreciates to 20k then best to sell it because it is still worth something and people can still get a car loan for it since it is not a 10 year old car if not buying cash 20k is difficult for most people and we're talking about normal cars not sports cars so normally people would be unwilling to buy via cash term.

2009 Nissan Latio 1.6 - the only 2009 Latio I found within your price range is located at Melaka, if you're from there do look it up but if you're not from there then look for the cheapest one around your area. I don't recommend buying cheaper from another state will have too much risk and travelling to/fro I think you'd rather not hassle about. Latio's are good cars not much ownership issues though they look very plain.

2009 Nissan Sentra 1.6 - i'd put the Latio and Sentra in the same boat when it comes to parts availability and maintenance cost so just pick and choose the best price and look you want. Although the Sentra has a slightly smaller interior and luggage space due to older design and manufacturing techniques it is still a solid car.
2009 Toyota Vios TRD - fooyah! TRD yoh! of course this is the typical bullshit Vios buyers need to be aware of the seller never really state what is the actual spec but says it is a TRD people would assume it is the real TRD but actually only bodykit - so whats the big deal?  might as well save 10k and buy a 2009 Toyota Vios J-spec  No doubt the car is cheap to maintain and is reliable but then if you're not careful you might get cheated and buy at a more expensive price than market rate.

2009 Honda City E-Spec - don't be confused with Toyota terminology, E-Spec for Honda means the highest spec so its the one that comes with the paddle shifters but only the facelifted ones get VSA other than that mostly is cosmetic change. My personal experience with this model is that in 2010 and 2011 they did summon for quite a few recalls for part change which was quite a hassle but nonetheless they stuck their neck out to such things better than some manufacturers just keep quiet and pretend nothing is wrong. The facelifts should all be fitted with the latest updated parts but when buying used do make sure they replaced the recalled parts and it was always serviced at Honda SC/3S.

2009 Ford Focus Ghia - unlike the two above this model is a C-segment car (like the Inspira but unlike the Inspira I feel that this car gives better value) originally this car is over 120k but now it can be had more than half the price. Not to say it is a bad car but it depreciates very rapidly, the biggest two issues are parts price/availability and 3S/SC availability. It can be said the lack of more numbers of 3S/SC so less stocks of parts in circulation thus availability issue which also drives prices up because lack of economics of scale. Although part prices are a slight premium over cars like Altis/Civic/Sylphy the NVH, comfort, accessories and power will of course be much better. Traction control, rear passenger aircond vents, tiptronic transmission, good handling chasis+suspension, etc are all in this car while that can't be said for all variants of Altis/Sylphy/Civic. Worth consideration.

2009 Nissan Latio 1.8 - the top spec version of the Latio sedan, a decent car. Nothing really outstanding about it. It looks very common place, however it does have huge interior and luggage space. Performance wise its 1800cc engine and gearbox is quite good and doesn't require much special attention, you can even bring it to service at any workshop and use cheaper components to save on maintenance cost. A good frugal car which won't give you much ownership headaches but also doesn't give you back much in terms of owners pride/prestige.
Not officially sold by UMW anymore so no new car price.
All recon only so warranty at best only 1 year.
Why not consider Nissan Serene S-Hybrid at about 145k now with discount and touch screen GPS navigator player, after 31/12/2013 the cost after taxes would baloon to 200k 
advertistment gone, i think sold oredi