What is the maximum loan amount that bank provides when we buy a house? Got banks that gives 100% loan ah?

can. if u hike up the purchase price and valuer agrees to it-for subsale

Depend on bank, depend on ur income
nobody can give u an answer here, only the banker know.

Most banks have the policy set at 90% LTV (Loan To Value).
So hardly any banks give 100%.

Hmmm..
If like that ..think I should have go and check with the bank and see how

Hmm.. This requires long explainations, feel free to call me up 017 3353910, elise. i can explain to you.

Can check with PBB, the other day the fella ask me want 95% or 100% anot, but i rejected

Herm.. those days Bank Islam do have promotion of loan up to 110% .. extra 10% for you to do reno etc.. of course with T&C.. now dont think they have it anymore..

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Added on October 18, 2009, 5:02 pmCan try PBB.. http://www.pbebank.com/en/en_content/perso...oans/5home.html

I took loans for all my houses and hire purchase for all my cars from PBB

More benefits:

Great savings as interest rates are calculated on daily rest.
Credit cards with Exclusive Annual Fee Waiver for the entire loan tenure for eligible customers.
High margin of financing of up to 100% (inclusive of MRTA/MT/MRPA/ODL and/or loan documentation expenses).
Option for Redraw Facility (for new Conventional Housing Loans with an approved amount of RM100,000 and above).

This post has been edited by eugene jk: Oct 18 2009, 05:05 PM

Wow cool!!!
But honestly I don't quite like PBB's customer service & teller. They are rude and not friendly at all. Not just in one branch but almost every branch are like that. My mom's housing loan is with them and everytime she goes to pay the monthly installment, the tellers will show attitude like my mom owe them millions bucks like that.

This post has been edited by PinkGenie<3: Oct 19 2009, 10:13 AM

Normally 90% depending on the loan and bank. Yeah, I agree, have to discuss with the valuer if you know one.

You should always select a banker/broker with good customer service. After all, the tenure of the loan is throughout many years so you have to take into that into account. In future, you'd want less headache for something you have to do every month.

i m from public bank, loan for 90%

while for teller case, branch that i go for make payment, pay bill, serve me with fast speed and a smile, so after i graduate, i also go and apply into pbb,
meanwhile, u can go n ask the branch people to set standing instruction, so next time it will auto deduct from ur saving account, or u oso can do ebanking to make payment

wow.... sorry to hear that... I use to know the managers and officers of a branch.. thus they handle my case pretty well

Go for international banks like HSBC/Standard Chartered/Citibank. Dump the lousy local banks.

same here hehe.....but i do agree their CS counter need to improve

pbb bank lie.
this is malaysia top bank , no lose money one,. difficult loan one....
try other bank is best , dont wase time...

My SCB M1 approved

but sometimes UOB all systems down at nite also...
so now no more UOB credit card.

may i know your loan amount, location of the property. Do pm me or call at 0122337985(catherine) if you want to know more details for Standard Chartered and OCBC. I can explain to you.

Looking forward to hear from you soon.