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 Standard Chartered Mortgage One, Housing Loan

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TSChester
post Oct 14 2009, 11:52 PM, updated 17y ago

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Hi All, not sure if I can open a thread like this. Mod kindly close this if this is not allowed.

Im about to take this package, BLR - 2.2 (with MRTA).

Anyone taking this package? Appreciate your comment.

Tks
TSChester
post Oct 15 2009, 07:27 AM

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MRTA is not compulsory, but if without MRTA BLR -2.15
With is BLR -2.2

TSChester
post Oct 15 2009, 09:08 PM

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QUOTE(abyss8 @ Oct 15 2009, 11:02 AM)
Mortgage One by SCB is always a flexi loan. their term loan was not M1 and i can't think of the name =P

ZMC package always comes with admin fee, please go behind part of the letter offer, around the fees and charges clause.

it is good to take up mrta even though it is optional. We dont know wat will happen to yourself the next second of your life. you may die, get rich, knock by a car and whatsoever....

BLR -2.2% is for loan amount RM500k below.
*
Its called "Term Loan" bro laugh.gif So you already got the name right

KLIBOR is kinda risky to me. I hope I can get SC M1, if this is the case i can dump all my remaining $$ into the CA, and get an ATM card from SC. From there, i can offset alot of int right (provided i got a lot of $$ sweat.gif )

But is there any term on prepayment? My sales exec did not mention this to me..
TSChester
post Oct 16 2009, 07:57 PM

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If take this package, when i withdraw money from atm, any charge?

some semi flexi loan like mbb will charge rm25 per withdrawal, some like pbb even worse..need 2 days in advance notice, plus charge

 

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