Hi guys, im planning to take home loan, this week. Am offered below:
1. MBB -2.1 BLR - daily int calc
2. Stanchart - -2.2 monthly int calc

Is there much diff, if im just someone with not much money and might pay extra $$ once in a while? Both package comes with MRTA. Any comments? Most of the banks i went is daily, but im interested with stanchart, too bad its monthly (or its not too bad?).

And if i take stanchart, assuming that i want to pay extra that month, there is 2 conditions:
1. >1k
2. must call and inform them, so that the money credit into the house loan. else it will sit at the SA that they will create.

tks

yes, coz of -2.2

extra repayment >1k, this clause is ok with me

but is there much diff on monthly vs daily calc?

So for some makan gaji ppl like me, i take Stanchart termed loan BLR -2.2% is ok?

Eh in fact,im looking at taking Stanchart Mortgage One, isit really not recommended?

daily int is Mortgage One
Monthly int is Term Loan