She doesn't have the charge card (or she probably didn't tell us, LOL !). Am sure the one she managed to get the fee waived is Platinum credit card (white in color).

By the way, i think Reventon also managed to get it waived too. In fact, Reventon was the first one to get it waived

Like is has in other parts of the world ? AMEX does not even offer debit card in US. They do have gift card though.

That sure if very generous of them

Yes. It is. You no longer have to pay RM25 a year to earn MR points anymore. Last time this offer only applies to the Gold Charge and Platinum Charge Card.

Just more reason for you to cancel the card from the Razak's bank !!!!

Both are accurate. Just that you've been mixing AMEX Gold credit card with AMEX Gold charge card. Both are different products. AMEX Gold credit card is the free for life card while the AMEX Gold charge card is only free for the first 3-year, after that you'll have to call in every year to get them to waive the annual fee for you.

This post has been edited by MilesAndMore: Mar 10 2010, 02:29 PM

Charge card doesn't come with a pre-assigned credit limit.


No. It is not a promotion and no hidden T&C. They can afford giving you so many points because AMEX charges a higher merchant fee compared to VISA and Mastercard.

Indeed it is. Green Charge Card holder also no longer have to fork out RM25/pa to enroll in the Membership Rewards Program either. This was mentioned by a fellow user about two weeks ago.

Actually, previously it was free for the first three years and after that you'll have to call it once a year to get the annual fee waived, very much like the Gold Charge Card.

Problem is that the acceptance of AMEX in Japan is nowhere better than Malaysia. Besides, one might find the admin fee too much.

Maybank VISA also charges an admin fee for overseas transaction at a much lower rate at only 0.5%. And it's been reported that the exchange rate is quite good too even after factoring in the admin fee.

You can buy new shirts ...

MR is strictly for AMEX without any other banks logo while TP is for all Maybank VISA/MasterCard/AMEX.


Not only Platinum Charge Card or Platinum Credit Card earn MR. Green Personal Charge Card, Gold Charge Card and Gold Credit Card are all on MR system. I was a Green Personal Charge Card user before.

I assume you're a Gold Credit Card holder ? That is the reason why you can't add the card to AMEX online. You can however, still view your card details on M2U.

This post has been edited by MilesAndMore: Apr 2 2010, 06:01 PM

I do not think it has anything to do with the credit card processing machine they are using. More likely if the merchant itself is a client of AMEX or not. As far as i am concerned, credit card processing terminals from Maybank, CIMB Bank, Public Bank, HSBC, Citibank and UOB Bank all can process AMEX card.


Yes. They do. Had used mine there before.

This post has been edited by MilesAndMore: Apr 3 2010, 04:56 PM

Because the shop you are visiting is not an AMEX merchant. So even if the credit card processing terminal they are using can process AMEX, there is no use really. It would still decline the card.

You must have a Maybank savings or current account before applying for AMEX only if you're a foreigner. I assume you're a Malaysian ? Then no. You can just apply for AMEX straight away.

Yes. I did. That was the way i used up all the MR points accumulated in the past few months before canceling my AMEX around September last year.

Yes. Just call in.

It depends on how the bank see you really ... So, there is no definite answer to your question.


Yes. Because VISA and MasterCard are accepted almost everywhere unlike AMEX.

You can sign up for auto-debit service with TM and you'll be given 5x MR points for every RM1 charged to your AMEX Gold credit card. As for prepaid card reload, you can't reload it via AMEX.