The was a time, my active CCs is up to 20!!!

Called Maybank, the officer said she already submitted on 1st Oct..and no way for her to check on the status..
Should i reapply? Later call maybank CS again..

Different CCs for different purposes ma

As in branch officer already submitted to credit evaluation department? Well if it's not appearing in the system, it does sound like the application is lost somewhere. Don't think it's in transit considering how long ago the application was sent.

As for me, it's collection...

Just called AMEX CS again, this time a guy told me my application was pending bank credit proof on 3 months salary.. He said can either email or fax over, but when I check my Public Bank it only shows 2 months transactions history.. Can scan and email them PB bank mini statement instead? Else I have to go back find my bank book, go to bank update it then only fax to 03-22820373...

Oh you're prooving salary via bank statement and not salary slip? Hmm the PB only shows 2 months? Might be sufficient for them. Did the CS specifically mention that your application only shows 2 months and that was insufficient?

From my case, I didn't include any proof of income. I just copied them my current credit card and that's it. I told them if you need more documents other than that, then just help me to withdraw my application. The reason is very simple, if I can do so for my other CC application, then why not Amex CC?

But, I can did that because I'm sure they should be comfortable with my history... Also, this doesn't always working as well. Last time, Southern Bank (now, become CIMB) had rejected my CC application (i don't know why) and I told myself that I wouldn't apply any CC from Southern Bank anymore...

This post has been edited by ks98: Oct 16 2009, 08:54 AM

Nope, i did provided IC, EA Statement and 2 months salary slip, that's should be sufficient right? CS told me the remarks is pending submission of proof of amount credited to bank (to proof my salary) and weird thing is they don't even call and ask me for the required documents... If i didn't call and ask, I won't know.. Anyone face this issue before? So complicated..

That's correct. If one can show the bank one of his/her CCs (qualified for reference) used for more than 12 months, what the hell does the bank still request other P&C documents like deposit account statements and EA forms? If other banks have no problems to accommodate this, why not this particular bank? It's outrageous!

This post has been edited by winner: Oct 16 2009, 09:33 AM

Actually this is my first CC, tat's why can't provide them 'current credit card'...
So many obstacles to join AMEX GCC Commuinity..

This post has been edited by clsia1001: Oct 16 2009, 09:35 AM

Hi people....

I disappear for awhile only to come back to 5 brand new pages on a brand new thread - super fast lah U all. Anyhow,

@clsia1001,
If it's your first card then just give them whatever they ask you to give them; it's not so hard after all. The thing I hate about Amex is that it's a combined CL. I applied for the Gold CC and well they didn't give me any increment in my CL. It's shared with my Platinum CC but it's okielah, i don't need so much CL anyways and I only use that card for petrol + groceries

me too.. im now applying CC for collection as well.. but oso base on their design.. lol

once i swipe my HLB card at petrol station, i notice a scracth. so sakit hati.. now i dun use it anymore.. just keep it aside..

@evoangel,
If U want to collect the card, don't use it cause after you've used it, it becomes old and it's no longer shiny. My Platinum CC looks shabby compared to the Gold one. Maybe its time for me to request for a brand new Platinum card to be sent to me! *grins*

Did you manage to get them waived the card replacement fee all the time ? Assume if you have done so before.

You are right, some of them don't even take care of our cards..
like what chinese said..“憐香惜玉”...

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Added on October 16, 2009, 1:19 pmI think the bank will waive the replacement card fee, just tell them the card is faulty due to "chip rosak"...

This post has been edited by Alec.Yong: Oct 16 2009, 01:19 PM

thinking of signing up Express AutoPay with my Amex CC... however, I dun know if anybody having any issue with Amex before.

What I'm worry:
1. Amex line down when the service provider credit our account... It happened to my Visa (Alliance Bank Visa) before for my Digi postpaid and it ended up need to use manual credit by Digi and I almost lost my RM10 monthly rebate scheme (as it's on RM5 rebate now and only those signed up long time ago will continue enjoy RM10). Luckily, Digi managed to recover that for me... I don't hope to see similar issue again so I dare not to change to Amex

2. How long does the enrollment takes? If it takes too long, then possibly TNB will cut my electricity...

Good sign that more n more AMEX member..
For my case i dun seem have any more choice..first time submit so many thingy for an application..i applied cimb mastercard,only required 2months salary slip..simple n ez..
I just submitted the photocopy of bankbook for the Maybank officer to fax to AMEX..Hope this time can get the card..else i will move to other card lol..


How did u all jaga ur card huh? Most of card put in wallet after a while will be calar-balar d.. any credit card wallet recommend?


What is the symptom of "chip rosak" huh? Mayb i can use tat excuse to replace mine next time..

If you wanna keep the CCs you never/seldom use for collection purpose only, it is recommended that you cancel the CCs for security purpose. Physically you are still the owner of the CCs although they are no longer valid to be used. It's just like the normal card collection.


It's gonna be long process. It took more than 1 month for the respective agencies (TM & TNB) to approve the autopay with Amex. My TM and TNB bills accumulated for 2 months before the Express Autopay was approved.

It took even longer for DiGi. I received notice from DiGi indicating that the autopay with Amex was approved. However, the outstanding amounts still snowballed when the new bill arrived. I called Amex and found out that I have to settle ALL outstanding bills with DiGi before the Express Autopay could take effect. Out of the blue, Amex did not inform me this before I took initiative to call them up.

Just finished reading the T&C, it does mentioned that the Express Autopay will not cover those balance before the effective date, T & C #4.

American Express is slowly gaining momentum. Diners Club however, is like the forgotten card

While i was just a small kid back in the 90s, i still remember the AMEX TV ads shown on TV2 usually at night when it was movie's time at 10pm sponsored by Perlillis, Blue Seven or Dunhill Double Time sure flies