I probably will switch back to debit card only as my annual spending is not high enough to absorb the service fee at the moment

All AMEX Gold credit cardholders seem to be receiving the paper statement even though all have opted not to when putting in the application form. As long as they do not charge you the RM5 then don't have to worry much

Still can keep the card even after you cancel it.

For nostalgic reason. And also for collection I still keep my cancelled CIMB Bank Gold Mastercard, Maybankard AMEX and AMEX Green Charge Card inside the drawer. All still in tip-top condition

This post has been edited by MilesAndMore: Oct 25 2009, 07:57 AM

He's an employee.

They have been accepting AMEX for a few months now.

Last time they were charging enrollment and annual fee for MR non-frequent or frequent traveller option too AMEX Gold Charge Card. I wondered after 3-year into using the card, will AMEX Gold Charge Cardholders need to pay annual fee to enroll for MR ? Or the rule has changed for good and AMEX Gold Charge Cardholders do not need to pay for MR enrollment fee anymore ?

AMEX Gold Credit Card. The one below.

They have three types of AMEX Gold credit card actually.
- Maybankard AMEX Gold credit card
- Maybank Ikhwan AMEX Gold credit card by Maybank Islamic
- American Express Gold credit card.

The main difference would be the privileges. A true American Express Gold credit card entitles you for 5xMR points at participating stores.

You just need to check your points in your M2U. Don't have to worry what it is written in the receipt. Just a few days ago when i paid for something at a supermarket using my HSBC VISA, the receipt shows me paying by Maybankard VISA instead

This post has been edited by MilesAndMore: Oct 29 2009, 10:19 AM

You guys need to look for the AMEX sign before handing your AMEX to the teller. Most smaller stores do not accept AMEX, just like in the USA where AMEX originates.

Hey ! Didn't know there is an AMEX Lounge at 1U. New Wing or old section ?


Wow ! Awesome !


This post has been edited by MilesAndMore: Oct 29 2009, 08:11 PM

I do not know why wouldn't most Petronas stations accept AMEX.

Anyway, Most insurance companies do not accept AMEX due to the sky high merchant fee. LCCT might not be small, but Old Town is. Old Town is just a small Malaysian coffee house chain. If the big players such as McDonalds and KFC do not accept AMEX, i am not surprised at all if Old Town do not accept AMEX.

We do not know what are the terms Maybank and American Express agreed on when Maybank took over their business in Malaysia a few years ago. Maybank probably is paying them millions of dollars in royalty fee alone every year which is why Maybank has been promoting AMEX so fiercely in the last couple of months. Besides, most likely American Express USA is also getting a cut of their total sales using the AMEX brand in Malaysia besides the annual royalty fee. It means that the cost is extremely high. So we can't really expect Maybank to lower down the merchant commission at the moment.

Even in the USA, many stores also do not accept AMEX. The Americans have been complaining about this too but still many people are using it. I personally have no problem using AMEX. As a matter of fact, before my mom cancelled her AMEX Green Charge Card in September, she managed to redeem RM600 of vouchers and RM300 cash rebate and she's been using the card for only eight months


Totally agree with ellimist. If the places you frequent do not accept AMEX, then it is not the card for you.


Did you buy it online ? Nobody called to ask me to use another card when i placed an order online last year. I was using the Maybankard AMEX Gold then. We only switched to charge card in February this year. But then it wouldn't make any difference between an AMEX credit card or charge card as the merchant fee is the same.


As suggested last time, switch to SHELL then.

Do they accept VISA or Mastercard ? I didn't know they accept credit card as a payment option at all.

Old Town is not the only one. There are many shops that do not accept credit card at international airports that are a few times bigger than KLIA/LCCT such as in Changi, Chek Lap Kok, Rhein-Main and Charles de Gaulle. Even the Burger King in KLIA domestic airside terminal and satellite terminal also do not accept credit card.


Same here. Most of the places i frequent all accept AMEX. Lucky me

This post has been edited by MilesAndMore: Oct 30 2009, 01:16 AM

No. All the AMEX do come with a personal travel insurance except for the Gold credit card.

I was planning to get both the AMEX Gold credit card and AMEX Gold charge card next year with me being the principal cardholder that is. But i am having a second thought now since the government announced they are going to charge us for having credit cards

For principal Gold card, the normal annual fee is RM238. As for supplementary Gold card, it is RM125/pa. For newly applied Personal and Gold Charge Card, the annual fee for the first 3-year is automatically waived. After that you will need to call in every year.


If i'm not mistaken, it's been raised to RM100. RM50 is the old rate.

Maybank has also made an announcement regarding the service fee for credit card. Read it here > Maybank Announcement

Approximately two to three weeks. Usually just two. But then i stay in East Malaysia, it's probably faster in the Peninsular.

This post has been edited by MilesAndMore: Oct 31 2009, 09:26 PM

Look for the AMEX logo at the entrance or near the cashier register.

Last time when i was still using AMEX Green charge card, i had no problem swiping it at Carrefour Mid Valley and Carrefour Kepong.