$ on ur hands 1st before send ur item, no $ on hand no talk. simple..

I did not read all the pages, for this cases.. in my experience bank don't guarantee the payment form in such ways. Unless LC = Letter of Credit issue by your bank (as exporter) and negotiated with his bank (importer) with both way sign agree. And bank will also charge on this transaction because is a business deal *that's how bank earn money*.

SO again, I take a STRONG GUESS.. NO SUCH things as bank guarantee payment unless LC.

for TS case, if no LC terms with bank. Just forget the deal UNLESS he really bank in HARD CASH into your bank account with the NUMBER OF AMOUNT appear in your account. that's it.

*experience*
I got a few friends receive this kind of email, all same type scam.

If the above info is wrong, please correct me. I also human.. might make mistake and willing to learn.

wah, how much u bank in?