my parents only taught me to save since young and i had seen how hard money is being earned. Since then i decided to hav multiple income rather than holding one n only rice bowl. it is same like putting eggs in different basket in investment, my case, i invest on myself.i learnt how to earn more rather than save as much as possible.

Joining MLM was a coincidence but to maintain n stay was indeed a hard decision to make n keep. i m sorry many has PM me about the MLM thing i do, they didn't see the picture behind the post, is not about which MLM u r in, is whether u wanto start farming ur passive income for future and will u stay ? there is no such thing as fast money...

i took every opportunity tht comes to me , by fren or by own observation, only took up wat i think i handle n manage. Currently not into any Stock trading nor U.Trust as i prefer risk to be in own control. yes, the bull is running but tht's not my bull for sure. Decision to pick up on these will be in my late 20's.

my goal is almost same like u, to hav my passive income over 80% of my total income , i make sure the growth for this region is at least 20%/yr. Being involved in an industry tht offer u chances of meeting more ppl is definitely better than a job tht only allows u to meet same old familiar friendly-maybe faces in office. We can learn from 100ppl's experiences without having to go thru all the hardwork, how nice !

Thanks to ppl who came along n offer me plans and opportunities , without them, i may not be where i m now.