Investment in properties is consider a passive investment, but in reality, managing your investment is the challenging part. You need to understand how to protect your investment not to fall into the above mention situations. You have to consider it as a business rather than a passive investment.

US problem is more toward sub-prime loan issues, Those that are rich and solid, will not have a single impact if they want to borrow, if we can reach solid wealth stage, the bank will be most willing to lend you the money.