Could not agree more with Jordy, what he said was true.
I believe it does not matter how you save, the most important thing is you do save money for future. In early days I start to work, I could not save more than rm200 per month. As time goes on I am able to save more each month as I starts to learn on how to manage my money and learn about money management.

Insurances, investments, educations, retirements, lifestyle.. everything is important to us. We can have it all if do it the right way

BTW, this is the kind of thread that really helps and gives good idea to peoples.

Why bother go to ASB anymore, I predict A1M will give return at least on par with ASB as Najib himself will surely want to promote that. In the other hand, everybody can buy A1M.