Need to tell that to all the girls i date with... 

I am telling that to all girls I meet.
So true. They are not ready to sacrifice their life. So I just move on or they tell me, we are not compatible.

What is TOT and COT.

Just came across this post, to be honest, i used to think like that, but after involved in car accidents, i changed my mind now.

Car is not only a transport tool, but it is a life-saving tool too. Imagine accident happens and imagine the differences if you are in a Mercesdes/BMW/Volvo (newer cars are super keras nowadays) compare to a myvi/local cars/vios/city? It makes huge difference, really huge difference. Cheaper cars can be destroyed easily, and those luxury cars probably still in a situation that only suffer a minor/medium damages.

Btw, congrat to all the guys who built lots of networth!

You just need to drive carefully and practice defensive driving instead of need an armour car.  Don't believe me,  drove that armour car down a 100m cliff and see can survive or not