Almost impossible for me to save more than 40% now unless i paid up my car loan. Currently, avg saving is about 25-30% of my current salary. Plan to settle my car and study loan first before start investing and of cos ways to increase my income

@highlander
U doing great there..

As for me,
cash = 6k
FD = 15k
ASW = 50k

Car = Myvi (left 3 years loan, 498/ mth)
Study loan = 19k+

I plan to settle my study loan in 3 yrs time so i would be debt free by then before planning to get a hse