67K per month? slightly above average? EPF 32k?

Been lurking here for few years, but finally created account to share my NW here after keeping tracking of my finances for past few yrs. This month marks 2 years since i entered the working world.
Age: 24
Occupation: IT-related.
Nett Pay: 4200 + 700ish (allowance for off-hours)
Marital Status: Single
Savings / Assets:
Cash (inclu. Emergency Funds, MMF): RM 13.5K
FD: RM 25K
Unit Trusts (Versa): RM 10.5K
Stocks (Local): RM 20.5K
Crypto: RM 1.2K
Commodities (Gold): RM 0.9K
EPF: RM 40K
Debts:
Phone installment with telco - RM 1.6K left
Car HP loan- RM 33K (4 yrs to go - higher DP and small tenure duration)
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Total Assets: RM 111.6K
Total Debts: RM 34.6K
Nett Worth: RM 77K (RM 37K without EPF)
Assets breakdown overtime:
<a href='https://pictr.com/images/2024/08/29/xgVz8B.png' target='_blank'>https://pictr.com/images/2024/08/29/xgVz8B.png </a>
Positive assets, net worth, debts comparison chart:
<a href='https://pictr.com/images/2024/08/29/xgV1vc.png' target='_blank'>https://pictr.com/images/2024/08/29/xgV1vc.png </a>
Savings rate chart:
<a href='https://pictr.com/images/2024/08/29/xgVG7G.png' target='_blank'>https://pictr.com/images/2024/08/29/xgVG7G.png </a>
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My car repayment is high > 650 at the expense of lower tenure 5 yrs. And my food expenses are generally pretty expensive (2x what i should normally spend) but I compensate it by not shopping or retail stuff as much to balance out my savings rate.
I usually try to strive for atleast 50% savings per month but there are unexpectedly large expenses (especially Q2'23 for car DP, monitor, etc.) for certain months but i'm able to even it out towards the end of the year leading to a overall savings of close to 50% (3rd chart).
I'm at the stage of alot of uncertainties especially career-wise (im not happy here), and despite being pessimistic i'm trying to invest as much as I can while slowly cutting unnecessary costs (ordering grabfood especially).
My F.D. is maturing soon, and I intend to throw it majority into US ETFs, leaving small amount for indiv stocks. My plan is to do 50:50 US Stocks and KLSE, slowly transition to a 70:30 if and when my income increases.