hi all..

my net worth
2009 - 43x monthly expenses
2010 - drop to 35x monthly expenses

live at small town, with my wife & 2 kids. (3 in this June)

my portfolio
- 25% in saving (5-7% return p/a)
- 75% in business 20-30% p/a but last 2 year drop to negative 10-15%.

my target this year, 40-45x monthly expenses.

good luck and all the best to all to achieve 2011 target.

i live at small town but cost for simple white rice + 1 piece chicken + sirap = rm6.
i eat at home only. small town or big cities, u must find a alternative.