QUOTE(ncm1903 @ Feb 8 2011, 10:55 PM)
I am also traying to have passive income this year. However, with my condition, it seems very tight own property this year.
age : 25 going to be 26 this year
gender : female
occupation : telecommunication engineer ( started working since July 2008)
salary : 2.6 k monthly
Commitment :
300 for EPF
500 for car installment
150 for education loan
200 for ASB loan
300 for utilities bills,astro n etc ( I am living with my parents)
250 for petrol & toll
150 for f&b
balance from montly salary = 750
so-called assets:
ASB loan : 20k
gold & silver : 10 k
ASB account : 2k
Cash in bank : 1 k
This is my experience:
July 2008-Jun 2009 : I was working in Satellite company
Manage to save 10k.
Then I start a small business, scammed by ppl and lost all 10k. Very very sad wasn't it?
July 2009 - now : I moved to GLC company. and started all over again after I lost 10k. However I could not save much coz I registered for master
degree part time. Will be graduated this May.
I do some online business which can generate profit average 200 weekly. However it is on and off coz I am also study. Sometime I need to go for outstation.
My wishes this year:
To save at least 10k
To earn at least 6k from online business
By 30, I want to have at least 100k.
Am I on the right path??
your master can help you to save those 10k imo. there's surely a change in your future salary age : 25 going to be 26 this year
gender : female
occupation : telecommunication engineer ( started working since July 2008)
salary : 2.6 k monthly
Commitment :
300 for EPF
500 for car installment
150 for education loan
200 for ASB loan
300 for utilities bills,astro n etc ( I am living with my parents)
250 for petrol & toll
150 for f&b
balance from montly salary = 750
so-called assets:
ASB loan : 20k
gold & silver : 10 k
ASB account : 2k
Cash in bank : 1 k
This is my experience:
July 2008-Jun 2009 : I was working in Satellite company
Manage to save 10k.
Then I start a small business, scammed by ppl and lost all 10k. Very very sad wasn't it?
July 2009 - now : I moved to GLC company. and started all over again after I lost 10k. However I could not save much coz I registered for master
degree part time. Will be graduated this May.
I do some online business which can generate profit average 200 weekly. However it is on and off coz I am also study. Sometime I need to go for outstation.
My wishes this year:
To save at least 10k
To earn at least 6k from online business
By 30, I want to have at least 100k.
Am I on the right path??
btw, why do you put asb loan under assets? shouldn't it be placed under liability?
and you are doing quite well in your mid 20's
This post has been edited by JiJai: Feb 9 2011, 12:09 PM
Feb 9 2011, 12:07 PM

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