Mar 3 2011, 10:08 PM
QUOTE(rakyat @ Mar 3 2011, 01:20 PM)
1st order of business, clear off your creditcard (18% interest) with ur cash in hand (-2% inflation)
I really respect young ppl nowadays, relatively poor but can buy car for girlfriends!!! No wonder when I was young cannot get girlfriends coz I too stingy
nasib baik my time motorbike also can do I really respect young ppl nowadays, relatively poor but can buy car for girlfriends!!! No wonder when I was young cannot get girlfriends coz I too stingy
Added on March 3, 2011, 10:17 pm
QUOTE(johnrck99 @ Feb 27 2011, 09:37 PM)
hi all,
can you comment on my situation? please provide some opinion as i wish to learn from some of you.
Properties
1. Link House-0 out of KL. RM250k (Outstanding Loan RM50k)
2. Condo-KL RM250k (Outstanding Loan RM200k)
Cars
1. Japanese car old RM 45k (outstanding loan RM24k)
2. Japanese car RM150k (outstanding loan RM90k) for my gf use
FD + Loose cash RM210k
My concern is my salary is used empty every month to service the loan for the above 4 items and my lifestyle..
I left only saving of few hundred RM every month...
I know u will suggest that pay off some loan but I will get penalty for the Link House (RM6k)
first you need to check how much u save if settled yr car loan compare with yr home loan. Which is give you higher saving, then just dump yr saving to that.can you comment on my situation? please provide some opinion as i wish to learn from some of you.
Properties
1. Link House-0 out of KL. RM250k (Outstanding Loan RM50k)
2. Condo-KL RM250k (Outstanding Loan RM200k)
Cars
1. Japanese car old RM 45k (outstanding loan RM24k)
2. Japanese car RM150k (outstanding loan RM90k) for my gf use
FD + Loose cash RM210k
My concern is my salary is used empty every month to service the loan for the above 4 items and my lifestyle..
I left only saving of few hundred RM every month...
I know u will suggest that pay off some loan but I will get penalty for the Link House (RM6k)
If Link House got penalty becos of the lock-in period, then calculate how much need to pay the instalment to just ngam ngam after the lock-in period.
This post has been edited by Iceman74: Mar 3 2011, 10:17 PM
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