Thank you.

With RM500,000 now, maybe I need to spend 20 years so to duble my net worth by 4 times then only can reach your amount of RM8 million,  by then I also becomes 50 same as what you are now. Too bad that due to inflation the purchasing power of RM8 million in 20 years will be much lower than the RM8 million today, so I need to pump in more capital.

As an illustration in general
Stocks/Equities  =  Rollercoaster

Properties   =  Gentle train chugging up the slope
On yer timing thingy...........that's a difficult one...........

If I bought LAND 5 years ago, I wouldn't be sitting here.........  

Then again I bought a piece in 92 for Rm5 psf...........someone offered Rm180psf.......still chugging

I don't think you need luck to gain in shares, whereas in property, luck do play a little role. Even if you buy the property 5 years ago and many properties double or triple up, the one that you buy not necessary go up the same. Besides, as we are just working class, we have only finite amount of money to get the correct property at the right time - still subject to loan approval

I am more a share fellow as this is my passion in doing research on securities. I am not pro-property as I am not comfortable and do not want to get involve the hassle in property investment, so if I have missed on the opportunity of property then so be it.

And I do not agree your statement that 'The returns of the average property is better than the average shares'. Shares have been performing better than property in many occasions. The only illusion that you think your investment in properties yield better than the return in shares without taking into considering the risk nature of 9x gearing on property investment.

Assuming if I am taking on 1.5x gearing for my investment portfolio (same as my share margin is now 1.5x of my portfolio) and still be able to maintain my past CAGR record of 20%, my portfolio's yearly return would be close to 50%. Imagine if I take up to 9x gearing as what you did property investment for the share investment and maintain a 20% return on the levered-investment portfolio, I might fare a fantistic return close to 200% on my principal within a year! Too bad that share margin financing won't allow me to take up as high as 9x gearing and also due to the risky feature on margin call.

When one has argued that we ordinary people cannot hold shares for long term to enjoy the huge return, then how we are so sure we could hold on a vacant land at a cost of RM10,000 for 40 years to sell at RM30 million?

If those who have done the research on shares as what they did on property investment,  they could have avoided Repco.

Yah you did, then I can on my own way different from yours .

U all still single ah? Sounds like it 

It's a lifelong investment

I'm not married (yet). Haha!