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> Which is the best credit card in Malaysia and why?

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TSskty
post Sep 10 2009, 02:08 PM, updated 16y ago

There is only one thing I know. That is I know nothing.
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Which is the best credit card in Malaysia and why?
I am looking for a credit card which gives a lot cash rebate in petrol, restaurant, shopping, etc...
And most important is FREE annual fee

Any recommendation? notworthy.gif

This post has been edited by skty: Sep 10 2009, 02:08 PM
TSskty
post Sep 10 2009, 05:08 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,507 posts

Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(jusco1 @ Sep 10 2009, 02:11 PM)
uob.. giving lots of cash rebate and able to redeem immediately...
*
what is UOB btw?
TSskty
post Sep 10 2009, 05:11 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,507 posts

Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(jusco1 @ Sep 10 2009, 03:11 PM)
choose the card base on where u spend most and how u spend most..
like some card are good for traveling with air asia.. some good for movies.. and some good for shopping...
*
my main expanses are petrol, restaurant, and shopping for daily use/clothes...
things like traveling (air), movies, is not a must...
so which card u recommend? brows.gif
I am just using it locally...
I think when I wanna use it oversea I will apply for a new one by then... laugh.gif
TSskty
post Sep 10 2009, 05:13 PM

There is only one thing I know. That is I know nothing.
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From: Klang/Shah Alam


QUOTE(azbro @ Sep 10 2009, 03:00 PM)
Yup, I agree, those CC with Tesco ,Jusco, Giant are the best cause can get many points and redeem stuff and discounts.

Those CC that are only bank types...example Public Bank only, point very low...monthly not even 1 point some more use abt RM300~400.
*
I dont want points...
I just want cash rebate only... sad.gif
TSskty
post Sep 10 2009, 05:14 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
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From: Klang/Shah Alam


QUOTE(Empathy @ Sep 10 2009, 05:11 PM)
I prefer Citibank and HSBC credit card because anywhere I go around the world, they recognise it immediatly.
.
*
but is those card charge annual fee?
and what type of card (co-brand) u using?
TSskty
post Sep 10 2009, 05:51 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,507 posts

Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(Empathy @ Sep 10 2009, 05:26 PM)
I agree with your advice but most urban ppl nowdays use credit cards because it's trendy. But no on can get rich if they have spending habits...
.
*
credit card is good for cash rebates & rewards.
just think u get discount everytime u pump petrol
this is not spending habits as u need petrol in anyway smile.gif


Added on September 10, 2009, 6:23 pmany more good recommendation?

This post has been edited by skty: Sep 10 2009, 06:23 PM
TSskty
post Oct 10 2010, 11:48 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
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Joined: Aug 2005
From: Klang/Shah Alam


firstly I would like to say sorry not paying anymore attention at this thread laugh.gif
can't believe still got ppl replying~ seems good smile.gif

anyway, I am using CIMB Direct Access Gold Mastercard for more than one year now.
and yeah, its good! It gives me 2% rebate on all petrol purchase no matter you go to Petronas, Shell, or whatever station.
In addition, it gives me 5% rebate if I shopping at Giant/Tesco/Guardian during weekend. smile.gif

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