I had quite a number of cards before the RM50 tax. Since then I had cut it down to three. CIMB Petronas for petrol only. For travelling, CIMB Enrich World Card. Had claimed travel insurance with them and it was quite easy. Especially since with budget travelling, planes do get delays. For all shopping, AMEX plat. The above provides a lot of dining benefits and the best for forex I believe from past records is CIMB cards. For South East Asia travelling, if you have CIMB preferred card, it would mean easier to get help in Thailand and Indonesia especially for banking matters. Definitely CIMB for me.