tesco quite successful in getting /k/'s attention!!!

back to topic:

ts, they are one you need to know is, using credit card. some cards dun really well use in oversea. If let say you wanna or have to go oversea later for sightseeing, then perhaps you should pay attention to world well known credit card. In this particular case. I would suggest you citibank or Standard Charter bank.

if you main concern is for local use, then... perhaps some local banks.

discount or offers... me dun know much already.

from my experience, we all mostly might a get loans from the banks. Let it be for housing loans, or car loans... or whatever. We surely need that in the future. Then we pay promptly, for 1 or 2 years. They would offer you a FREE credit card with 100% confirmed FREE annual fee. Yeah, gold card just a piece of cake. -.=


you could try citibank, public bank. Other banks i dun have much experiences liao... XD