CC is for security reason la. Nowadays, not so safe out there unlike some politician declare crime rate have reduced (a whole load of @#$%^&). I rather use CC than carry $$$.

I am rooting for UOB ONE Card. I am enjoying 5% on petrol, unlike some bank is restricted to certain petrol company. If you pump at BHP you get another 2%, that gives me a total of 7% permanent savings.

Other savings like 5% cinema, 2% telco, 2% pharmacy, 2% grocery and all others 0.3%......and furthermore not limited to only RM50 cash back per month.