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Which is the best credit card in Malaysia and why?
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shdin271
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Sep 10 2011, 02:02 PM
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QUOTE(khelben @ Sep 10 2011, 01:49 PM) Yes. No work, no credit card. Debit cards should be able to work with paypal, as long as it has the MasterCard thing. Just open a bank account that provides debit cards. Standard Chartered, RHB etc. Ask them for more info. ahh i see, cimb got ah? i got acc in cimb QUOTE(FidelisGVR @ Sep 10 2011, 01:59 PM) isn't debit card safer? i mean, u only can spend what you have in your account.. yea afaik we can spend only the amount we have. correct me if im wrong
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SUSPink Spider
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Sep 10 2011, 02:02 PM
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QUOTE(teehk_tee @ Aug 19 2011, 01:31 AM) UOB One card .. not bad cash back. 5% on ALL petrol purchases  Added on September 10, 2011, 2:03 pmQUOTE(FidelisGVR @ Sep 10 2011, 01:59 PM) isn't debit card safer? i mean, u only can spend what you have in your account.. but once its gone (theft, fraud, etc), its gone CC in case is fraud u can report and dun pay single sen This post has been edited by Pink Spider: Sep 10 2011, 02:03 PM
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ar188
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Sep 10 2011, 02:05 PM
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QUOTE(Pink Spider @ Sep 10 2011, 02:02 PM) 5% on ALL petrol purchases  Added on September 10, 2011, 2:03 pmbut once its gone (theft, fraud, etc), its gone CC in case is fraud u can report and dun pay single sen or u can go genting swipe cash advance..
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shdin271
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Sep 10 2011, 02:05 PM
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QUOTE(Pink Spider @ Sep 10 2011, 02:02 PM) 5% on ALL petrol purchases  Added on September 10, 2011, 2:03 pmbut once its gone (theft, fraud, etc), its goneCC in case is fraud u can report and dun pay single sen dafaq ??? are u serious ?? in case we lost our wallet, then we cant cancel the card or what so ever ?? damn shit la like this
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ar188
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Sep 10 2011, 02:06 PM
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QUOTE(shdin271 @ Sep 10 2011, 02:05 PM) dafaq ??? are u serious ?? in case we lost our wallet, then we cant cancel the card or what so ever ?? damn shit la like this  am sure you can set a daily withdrawal limit if debit card right? or else main money put in another account lor..
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SUSPink Spider
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Sep 10 2011, 02:10 PM
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QUOTE(shdin271 @ Sep 10 2011, 02:05 PM) dafaq ??? are u serious ?? in case we lost our wallet, then we cant cancel the card or what so ever ?? damn shit la like this  No, u can cancel What I meant was, e.g. I steal ur debit kad then spend away all ur bank balance, hard for u to recover back If credit kad, u can report and maybe dun have to pay a single sen  Added on September 10, 2011, 2:11 pmQUOTE(ar188 @ Sep 10 2011, 02:05 PM) or u can go genting swipe cash advance..  no, they will check IC and match against ur name on the credit kad This post has been edited by Pink Spider: Sep 10 2011, 02:11 PM
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ar188
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Sep 10 2011, 02:12 PM
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QUOTE(Pink Spider @ Sep 10 2011, 02:10 PM) No, u can cancel What I meant was, e.g. I steal ur debit kad then spend away all ur bank balance, hard for u to recover back If credit kad, u can report and maybe dun have to pay a single sen  Added on September 10, 2011, 2:11 pmno, they will check IC and match against ur name on the credit kad i was refering to your CC benefits ler.. not the fraud comment.
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SUSPink Spider
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Sep 10 2011, 02:13 PM
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QUOTE(ar188 @ Sep 10 2011, 02:12 PM) i was refering to your CC benefits ler.. not the fraud comment. Oh joo Roulette sifu Sorry I forgot joo
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duckhole
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Sep 10 2011, 02:40 PM
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The advantage of having debit card is you can leave it with no credit in it. When need to purchase something, only use your online banking to transfer the exact amount of money to it, then only use the debit card to buy. That is the safest online purchase you can do with a debit card.
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ar188
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Sep 10 2011, 02:41 PM
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QUOTE(Pink Spider @ Sep 10 2011, 02:13 PM) Oh joo Roulette sifu Sorry I forgot joo   today u got go up boh?
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edifier78
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Sep 10 2011, 03:13 PM
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Getting Started

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Maybank Petronas Platinum Visa
Free petrol for me.. Not to mention high credit limit!
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yeezai
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Nov 10 2011, 10:51 PM
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QUOTE(FidelisGVR @ Sep 10 2011, 01:59 PM) isn't debit card safer? i mean, u only can spend what you have in your account.. once u kena mug all money inside gone....btw i find dat most of the card design sux ...why they dun put effort in designing the card...
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crazyivan
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Nov 10 2011, 11:04 PM
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Getting Started

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how bout visa infinite credit cards aka black card?
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netllocke
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Dec 29 2011, 12:43 AM
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New Member
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QUOTE(skty @ Sep 10 2009, 02:08 PM) Which is the best credit card in Malaysia and why? I am looking for a credit card which gives a lot cash rebate in petrol, restaurant, shopping, etc... And most important is FREE annual fee Any recommendation?  affinbank unlimited cashback a smarter choice always but very hard to get application approved
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poseidon33
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Dec 29 2011, 05:01 AM
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Getting Started

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credit card = license ah long
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SUSb3rnard7
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Dec 29 2011, 09:14 AM
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QUOTE(poseidon33 @ Dec 29 2011, 05:01 AM) credit card = license ah long ah long in ur wallet
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hotjake
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Apr 27 2012, 11:46 AM
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Getting Started

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maybank man united card better, MU win one match get 5 treat points yo
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SUSleechers
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Apr 27 2012, 11:48 AM
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QUOTE(Ginola @ Sep 10 2009, 02:27 PM) Ah Beng Credit Card They provide full coverage liao ... But it will cost you arms and legs
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normanTE
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May 7 2012, 03:30 PM
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Getting Started

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DEFINATELY AMERICAN EXPRESS PLATINIUM CHARGE CARD, been using for years now. allow me enter premier lounge whenever i travel, hongkong, usa, tokyo, korea, singapore everywhere. worth every dollar.. although their annual fees is nasty but worth it. can have 5 supplement and all my family member can enter premier lounge and buying business class ticket cathay next one free..buy one free one.
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MorpheusZZ
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Dec 13 2012, 11:15 AM
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New Member
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CC is for security reason la. Nowadays, not so safe out there unlike some politician declare crime rate have reduced (a whole load of @#$%^&). I rather use CC than carry $$$.
I am rooting for UOB ONE Card. I am enjoying 5% on petrol, unlike some bank is restricted to certain petrol company. If you pump at BHP you get another 2%, that gives me a total of 7% permanent savings.
Other savings like 5% cinema, 2% telco, 2% pharmacy, 2% grocery and all others 0.3%......and furthermore not limited to only RM50 cash back per month.
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