leos with little ego, surprisingly

no lar we are very close childhood mates
but he's a leo lor

LOL cos its my own term
i have met a few leos which are like that, angelic and kind

of course it does

wow now u guys are discussing hardwares o.o

aww thats too much early

hello o.o

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Added on August 26, 2009, 10:10 pmhaha spike u're so hardworking

This post has been edited by RubyF: Aug 26 2009, 10:10 PM

i guess its okay since it's only tutorials?

wah another finance major
now that's a hardcore subject

that's pretty interesting
sammore you dont find finance hard

i see, i do agree with you. however, for those who didn't get the chance to enroll for finance units, they will definitely need some time to adjust to its basic fundamentals and terms.

This post has been edited by RubyF: Aug 26 2009, 10:37 PM

i duno but afaik many flopped the units because during exam all the questions require you to apply all the basic stuffs that you have learnt. o.o

personal finance usually requires you to know about some basic finance stuffs like the time value of money (e.g. compounding & discounting), loans and amortized loans, investments, bonds, etc. basically, it teaches you how to be money savvy.

i believe so when it comes to theory and practise, it's pretty different. students might not be thoroughly well prepared to bring their knowledge to the real world practises. the rich today, for instance, billionaires without high academic qualifications or degree do exists and i guess there's something that separates people who are successful and those who are not.

hmm imo tough chance but if you get a pretty good lecturer or shall i say, a senior expert to offer a bit of guidance, who knows it might strike you to adopt the right attitude to manage capitals.

it's no longer the input, but rather the output of what you've learnt.

lucky you
i counted on myself for everything
to have coach, that's very fortunate.

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Added on August 26, 2009, 11:12 pmalamak sorry i think i've forgotten to reply
i'm watching clips on youtube

good night!

This post has been edited by RubyF: Aug 26 2009, 11:12 PM

oOooooo

afternoon max

wakaf che yeh o.o

alexxxxx

it's somewhere in kelantan

wassuppppp
btw have u listened to g dragon's new album?

wa ini max sound so emo geh

alamak big bang's leader
this u also duno o.o

wuds so surprising
i'm a chinese ed

hmm not atm, coz most of my fwens left KB already
u're gonna spend most of ur time there?

yin wei ai shuo yi ai
literally it means, because of love and hence love

yeah he's a leo too
go and watch his mv if you have time
i kinda like his songs, all are nice

alamak tarak lar
apa ini powerfool
i iz no speaka incliche

yes, usually leos are cocky

search in youtube for, g-dragon - heartbreaker

i can hardly recognize his new image and outfits

ehh noo pls
im a very normal stone
but i can teach u engrande by hour rate