owh thank you.....and another question. .....let say....i deduct my salary every month(300 per month)...to put in my asb....it's been done automatically.....then this month i invest in my asb acc until it reach it's limit and that is 200k.....what will happen next month ...is asb still accept my 300?

for me epf better invest in unit trust, for long term and higher opportunity.
as for asb, max now only capped at 8-9%, no more 10%> like previous years.
if u invest in the right UT fund, u can easily get more than 10% 
juz my opinion, tq