If I'm not mistaken BLR will go up n down. When it goes down....then it's ok but we dun no wat will happen in another 15

years.

Other thing is when u go for Bank Rakyat, de 70K is yours. Mayb u come cross another opportunity to invest in bigger

profitable business, then de money is there n u can take out as u wish. But for maybank loan.....u can only receive de

dividen yearly n the 70k is no urs yet.

CASH is king nowdays bro n u must have high dicipline in managing it.

CHEERS!

This post has been edited by Jebonmacho: Aug 31 2010, 12:46 PM

I think if u take Bank Rakyat or BSN personal loan at 4.9 - 5 % interest rate FIXED....u can get minimum profit only.

Simple n logic calculation 8 - 8.3% (ASB dividen last year) - 5% (fixed interest rate on personal loan) = 2.5 - 3% profit every year without kacau de modal pokok.

I think dis method apply for sumone who has no dicipline in saving money monthly....like me. He he

This post has been edited by Jebonmacho: Sep 2 2010, 11:25 PM