If using local deposit, no charges
using local deposit thru one of their agent, the money will be in your account within few mins.

Last time I ask HSBC, their officer said if you're transfering back to Malaysia more than RM200k, then need to declare to BNM
lower than 200k... So far, no problem transfering money back frm oversea, bank didn't ask anything, Maybank just send notice stating amt transferred into my account...

This post has been edited by tsarena: Jan 19 2010, 10:25 PM

If you don't want to use Credit Card, find broker that accept debit card. So you can only fund your account based on money that you have.
I'm using Maybank Debit card to transfer money to FXCM UK, money will be in after few hours.
For withdrawal need to use TT.

For FXCM, the only way to withdraw as I know is using TT to any bank account that you provide when you fill in for withdrawal (for non-resident). You can check their website and try demo account to see whether it suit you or not...
http://www.forexmicrolot.com/faq-uk.jsp#

So far, I don't have any problem with FXCM, but different ppl may have different view/preference...
It's better for you to try demo account with few broker to find out which one you are comfortable with.

This post has been edited by tsarena: Jan 21 2010, 12:37 AM

All my trades done using FXCM, I just refer to metatrader charts so myself also not so familiar with the terms...