Wts Dior Homme Fahsion Coat For Sale!, Guy Wear Coat Very Handsome!!
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 Jun 30 2009, 11:24 AM
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#1
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Senior Member
15,022 posts Joined: Jan 2003 From: Damansara Jaya/Bandar Utama  
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Bank are smart. I don't see any reason why the bank SHOULD approve your loan.
I was earning like 2.5k at around 25 yrs old and that was many many years ago. Only buy a 2nd hand Nissan 130y. for around 2xK. Why does young people who can't afford to own a car so eager to get one?? Take a bus lah, until you can afford it!!!  (PS: If i'm your dad, i'll ask you to go fly kite if you want to ask me to be guarantor. No offense. Just factual opinion.) This post has been edited by Matrix: Jun 30 2009, 11:25 AM |
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Jun 30 2009, 11:55 AM
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#2
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Senior Member
15,022 posts Joined: Jan 2003 From: Damansara Jaya/Bandar Utama
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QUOTE(Walbur @ Jun 30 2009, 11:51 AM) Yup, that what we called youngster now aday. I'm sure his dad will disown him later a few months down the road when TS can't afford to pay his installment and the bank chase after his old man with 'debt collector'@Ah Long. and what laugh my ass off is I wandering why TS so happy getting this loan, for me this is really a bad move, suffering 4 year high interested rate loan with second hand car, repayment is more than he 50% of he monthly income. But, he dad is so good and nice become he guarantor without second thought.   If no money, just buy an old < 10K car lah. Loads of 2nd hand kancil, iswara going for a song. No money don't buy expensive car and show off. This post has been edited by Matrix: Jun 30 2009, 11:57 AM |
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Jun 30 2009, 12:12 PM
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#3
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Senior Member
15,022 posts Joined: Jan 2003 From: Damansara Jaya/Bandar Utama
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QUOTE(alanyuppie @ Jun 30 2009, 12:07 PM) Its pretty much true about an article regarding the high percentage of Malaysia young adults going bankrupt before turning 30. What's more apalling that some of them are pulling their parents into the water with them.... sacrificing their retirement funds and mortgaging their houses to help their beloved children to stand back again. Sommore 90k car...superhero....Let's move on and try to "put some senses" into another "potential victim" in neighbouring topic about someone heavily in debt and he knows it, but donno what hit him in the head.... making him wanted to get a car loan INSTEAD of clearing debts first. |
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Jun 30 2009, 04:45 PM
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#4
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Senior Member
15,022 posts Joined: Jan 2003 From: Damansara Jaya/Bandar Utama
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QUOTE(Morris1127 @ Jun 30 2009, 03:35 PM) 5.75% its high i know now new toyota just 2.38% but now if bank can lend me i pay high a bit(why not)?? if i buy proton also need 3.88% them also same like..them its stupid malaysia proton! i am designer sure drive toyota,if not how can i chasing girl??? Speechless.... Later girl find you with no money in pocket will leave also. So what do you do then?  Ask your dad to become guarantor again and loan money from bank to 'chase girls'???Since you're on it, why buy Toyota at all? Should just go buy a Porsche. Sure you can get laid on first date.  Then maybe you mortgage your mom to loan more money from bank. No problemo. This post has been edited by Matrix: Jun 30 2009, 04:47 PM |
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Jul 1 2009, 08:55 AM
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#5
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Senior Member
15,022 posts Joined: Jan 2003 From: Damansara Jaya/Bandar Utama
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QUOTE(patricktoh @ Jul 1 2009, 07:51 AM) No point discuss so much for the guy who thought he is very smart. Agreed. Let the smart fella suffer. I pity his old man only....have a 'char siew' for a son.We need those "smart" fellas to revive the banking industries (HIGH HP Rates) |
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