Experts experts here....wanna ask advice/opinions. Hari Bersama PTPTN and my Genting Sanyen Power scholarship interview fall on the same day! What should i do? my interview is at 11am.. Currently studying in UNITEN and i don have transport...i need to travel to Raja Chulan by ktm/lrt... The PTPTN officer coming to our Uni on 3rd and 4th and degree student(engineering courses) is at 3rd from 9am to 2pm..and my interview is at 3rd also and 11am...How???

i took PTPTN for 4 sems already and now i got accepted for YTN loan. Total around RM33k borrowed from PTPTN. I still have 4 sems to go. If i cancel PTPTN now, i have to pay back the RM33k at once? Or i can wait until i graduate and then pay the money back?