we cant change anything of what we have done in online application ?
because i missed out 2 sections to fill which is jumlah tanggungan and gaji bersih ..

anyone can help ?

i got something to ask...my spm result only have 2 credit which are english and math, and my bm get D. I'm taking certificate and soon will be proceed to diploma, can i know whether i can use my certificate result to apply ptptn for my diploma?

Did you receive the sms or email stating it was diluluskan? When is the stated that say it lulus already?

Normally after said diluluskan, the money will be banked to u after 21 days (-/+ 3-4 weeks).
If after 4 weeks still don't receive, phone ptptn HQ. Though different uni may have different duration, who knows.

i received an email from ptptn last july.
as you can read from the email, if you have arrears more than 6 months, your name will be sent to J.I.M. for blacklisting.

but imo, just pay back the money that you owing
not worth to risk your new job for few thousands ringgit
btw i received this email even though i do not have any arrears... 

Better pay back first..
Nowadays they very strict..
Lack of funds for them. Now chasing after payments
Don't wait any longer..

I think u better visit their office first..
Some mention pays around 1k or 2k first, so not to make your name appear in ccris..

Sometimes the info not so accurate..
Previously some did check the status. Okay clear..
When in airport want to depart, immigration stop. Says barred.. So after nego nego, pays some amount like 1k something. Get piece of paper saying clear temporary. Can take flight..

1st step : You need to go to the closest PTPTN branches
2nd step : Now that you reveived that email, meaning that your name already in CCRIS. Bad lah since got tunggakan. To clear your name, you need to pay FULL or HALF of the tunggakan and then restructured the monthly payment.
3rd step : Once you agree, then you pay the amount, either you want to pay full or half, and then you need to complete new agreement (For Restructuring Purposes)
4th step : Then after that, you just need to pay the restructured amount every month lah.

IF you pay the FULL amount of tunggakan, you dont need to restructure the monthly paymnet. But if you pay HALF, then you need to restructure

Well I got the letter saying I have tunggakan cause I didn't pay for long time. I didn't clear the tunggakan by either paying full or half either. I just started paying monthly and so far for the past 6 months didn't get any letter. Didn't get barred from going overseas as I just got back from Australia and Thailand.

But it definitely appeared in CCRIS. If u go check your CCRIS, you will notice there's tunggakan at PTPTN there. Will impact house, car and other loan I guess but I still getting new credit cards from banks...maybe some banks just don't care

But you should listen to the advice that jishu gave. I think that's the most legit way to deal with this.

You can give it a try. If you don't want to take risk or gamble, the best thing you can do is to go to PTPTN office and negotiate for the monthly payment/restructure. Then you pay back monthly with the amount you agreed. Or if you don't give a shit, then just start paying monthly with an amount (300-500 maybe) that you are comfortable with and then monitor few months to see if there's still any warning letter.

Then when you are financially better or have more monthly, then you re-adjust again the monthly payment.

Either you want to clear the FULL amount of overdue, or HALF of the overdue.
Only 2 options.

You can call their hotline at  03-2193 3000 and ask for more detailed explanation.

my friend only paid 1k for restructure the loan. so no need fork out so big amount. just fyi. thanks

more than 40k gua...

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