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 PTPTN Thread v2

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jacktiew
post Feb 20 2021, 02:31 AM

Getting Started
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Junior Member
289 posts

Joined: Sep 2012
Hi guys, I just started to pay ptptn. I have a few questions here. Just curious about the ujrah thingy.

1. For example if my debt is 30k. The repayment time is 15 years. If I managed to finish paying the loan in 10 years, does that mean I will pay less for the interest, or the interest is fix even I finished paying earlier.

2. Let's say if I accidentally skipped one month payment, will I be charged for extra interest or principal cost? Even I repayed two months in the following month?

3. How do I know when is the date that is the deadline for me to pay every month? Will ptptn send me an email? I worry I miss the deadline and get charged for extra cost.

Thanks for answering.
jacktiew
post Feb 21 2021, 05:05 PM

Getting Started
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Junior Member
289 posts

Joined: Sep 2012
QUOTE(Capt olympic @ Feb 20 2021, 11:01 PM)
1. Yes, and if you can afford to settle a lump sum, please write in to request for final amount before you transfer your money. I got 20% discount for final (a lump sum) payment.

2. Monthly interest will be added to your account. If you cannot pay full amount, try partial payment.

3. Login to your account to download your ptptn statement. It contains all information you need.
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Thanks for answering. That clears my doubt. smile.gif

 

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