hi guys, to apply for sspn do u need your parent's payslip? can use ur own payslip or not? or maybe your brother's payslip? what's the opening fee charges?

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Added on August 20, 2011, 6:24 pm i think my friend did this last time. but forgot how de. but that was last time la because she afraid would be given partial loan.

This post has been edited by edvey: Aug 20 2011, 06:24 PM

does anyone know whether i can use my own payslip to apply for ptptn?

i just wonder by the time i continue study i wont be getting anymore salary cos i will resign and do full time so possible not they will accept my payslip. i dont see the relevance on showing my parent's payslip since im the one who's paying later.

btw, anyone working and paying ptptn now? is it burdening? how long will have to pay and how much they deduct from monthly salary?i duwan to loan ptptn but no money no choice i think.

This post has been edited by edvey: Sep 24 2011, 02:04 AM

i want to clarify if any of you guys have done this before..
okay actually i heard this from friends' friends..

last time i took ptptn for 2semesters only then after that fund myself. (so this can do if i take from the early years.. but...
say right now im on a plan to continue my study but after like 2yrs only i want to apply for ptptn,
but my friend said this cant be approved since it's already half way through.
i want to take like from 4yrs, i take for the end 2yrs only.

i cannot find any term from the website though
anyone has done this before? wud be a great help if can clarify this

but if i take from early years like the first 2yrs, and only pay back after finish another 2yrs, the interest remain the same or not?
anyone has done this?

This post has been edited by edvey: Oct 30 2011, 05:46 PM

^
Thx chapan for the feedback! I dont feel like calling ptptn and ask atm cos it's hard to get through their line last time actually. so i opt for this thread then.
Btw, is that Wisma Chase Perdana located in KL? Might not be convenient for me to go there, i guess.

I havent get a place yet, but will apply next year upu intake, well hope can get a place. I plan to fund myself but dunno if I still can work part time while studying, that's why im thinking to loan ptptn, (either the early/later years).

As for your situation, the interest wasnt accumulated until you finish your study is it?

^ ya their hotlines seems tooo hot rite
im based in south rite now, so no la i wont go there just for one quetion. hehe

Well, i hope i can fund myself without ptptn loan, but i think can only cover up to 2yrs fees only with my current saving (this is of cos ipta hehe), if i do work part time can cover monthly expenses, well I hope so. I dont think i should my parents help me anymore hehe since last time they fund all the expenses, even paid back the loan for me.

Well actually chapan, i know most of my friends who still studying and still taking the loan, the interest isnt accumulated until they finish study. so your situation is likely same like me since you dont take ptptn anymore right? hope you can check your current o/standing balance and the balance is still remain the same

btw, i duno what part time job i;ll be doing yet if got in upu. u work part time oso now?