Some info for you guys.
I thought the PTPTN moratorium is for everyone and we only need to continue the monthly instalment from January 2021.
Sadly, it's only for those under PTPTN Ujrah.

I found out recently those PTPTN Konvensional are only "partially" entitled for it.
We don't have to make payment from Mar-Dec 2020, but in January 2021 we have to settle all instalments (Mar-Dec 2020) at once.

My CCRIS record now showing I have few months outstanding since January 2021 (it was Nil prior to Jan 2021).

This post has been edited by eason47: Sep 22 2021, 11:24 AM

I also left 1 more year to fully settle the balance, not worth to convert to ujrah.
Unfortunately there's no discount for full settlement now (contacted PTPTN for this).
I'm looking to apply for credit card. So, got to clean up my record by chase back the payment schedule in few months time.

This post has been edited by eason47: Sep 22 2021, 03:25 PM

Perhaps if you just tie your card for direct debit.
Best is to check with PTPTN through live chat.

I just asked them about the discount for full settlement, and they just asked for my IC number...
and then told me what's the amount I need to pay (after 15% discount), if I manage to pay fully within 1 Nov - 30 Nov.

Yes, just paid the discounted amount (better by 20th of the November)

Check the discounted amount here:
https://www.ptptn.gov.my/PengesahanBakiPeny...ianHutang/Utama

I paid partially through shopeepay and balance at PTPTN website few days ago.
Not sure about 10% discount. But, for full settlement I was told you can pay by various methods and few transactions.
As long as they received the required amount within this month.

I've settled mine, waiting for their system month end closing and I've been told that I would need to follow up for "Surat Penyelesaian Hutang" with them around early of next month.

This post has been edited by eason47: Nov 8 2021, 04:39 PM

Probably. but, the amount you need to settle will be slightly different month by month, due to interest charges.
For my case, I just want to clear-off ASAP and stop PTPTN from appearing in my CCRIS record.
Because they reported me to CCRIS of "6" months outstanding out of a sudden after 1 Jan 2021 (not knowing those konvensional loan type need to pay back at lump sum the amount not paid during moratorium period)

Not too sure about this, maybe you can check with PTPTN.
They have a live chat on their homepage.

This post has been edited by eason47: Nov 16 2021, 02:54 PM