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 PTPTN Thread v2

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doce
post Mar 12 2023, 10:20 AM

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Anyone knows how direct debit work? They deduct monthly from the saving account that you specify?

What if I have insufficient credit in that saving account?
doce
post Mar 12 2023, 03:22 PM

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QUOTE(china_dude 02 @ Mar 12 2023, 02:52 PM)
For that one, you basically can setup online then go direct debit, you will get charged rm1 for transaction, afterward before or either 27th there will potongan debit

For the next question, no idea.
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Thanks. Didn't know that we will get charged RM1 for each direct debit transaction. Was planning to make use of the 15% discount of direct debit payment, thinking how to make good use of this 3 months promotion.
doce
post Mar 13 2023, 09:59 AM

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QUOTE(china_dude 02 @ Mar 12 2023, 06:11 PM)
No, i mean it just one time charge, so the system may know which bank acc and bank no to deduct the ptpn fee for every month. Yeah, you might maximise like 10% then final month of disc you can get 15% for 50% of loan repayment.
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QUOTE(Ginta0516 @ Mar 13 2023, 08:08 AM)
PTPTN will try direct debit on next date of that month.. direct debit happen on each month by either 1st, 10th or 27th..
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Thank you both.
doce
post May 1 2023, 10:01 PM

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Anyone's statement (Penyata Baki Terperinci) shown the discount for April already?

By right the online statement should shown the discount at the last day of each month, but still not appear yet in my statement.

 

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