QUOTE(sagethesausage @ Nov 6 2018, 08:31 PM)
Is there no more exemption for first class graduates? RIP
No more... only 'discount' but didn't announce how many %PTPTN Thread v2
|
|
 Nov 6 2018, 08:33 PM
Return to original view | Post
#1
|
 
Senior Member
4,536 posts Joined: Jan 2003 
|
|
Quote|
|
Apr 19 2021, 01:15 AM
Return to original view | Post
#2
|
|
Senior Member
4,536 posts Joined: Jan 2003
|
QUOTE(jacktiew @ Feb 20 2021, 02:31 AM) Hi guys, I just started to pay ptptn. I have a few questions here. Just curious about the ujrah thingy. Assuming yours is 1% Ujrah, which is based on straight line method1. For example if my debt is 30k. The repayment time is 15 years. If I managed to finish paying the loan in 10 years, does that mean I will pay less for the interest, or the interest is fix even I finished paying earlier. 2. Let's say if I accidentally skipped one month payment, will I be charged for extra interest or principal cost? Even I repayed two months in the following month? 3. How do I know when is the date that is the deadline for me to pay every month? Will ptptn send me an email? I worry I miss the deadline and get charged for extra cost. Thanks for answering. 1. Yes for sure lesser because they charge you the 1% Ujrah on your initial amount (which is RM30k) UNTIL your loan is fully paid 2. No, referring to answer above they charge 1% Ujrah on your initial loan amount not loan balance 3. PTPTN did not set that as long as you pay within the month itself. However, they do closing a few days earlier (27th or something could not remeber) so I would advise you to pay 1 week before end of the month. Otherwise even you paid on the last few days and the payment could be reflected a little late |
| Change to: |  0.0164sec
 1.69
 7 queries
 GZIP Disabled
Time is now: 27th November 2025 - 06:43 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.