Nice, johnlai more info here
But why only 3 months? Last budget also the same period?

Ujrah charge fee is what exactly?

For that one, you basically can setup online then go direct debit, you will get charged rm1 for transaction, afterward before or either 27th there will potongan debit

For the next question, no idea.

No, i mean it just one time charge, so the system may know which bank acc and bank no to deduct the ptpn fee for every month. Yeah, you might maximise like 10% then final month of disc you can get 15% for 50% of loan repayment.

Yeah no problem