I'll try my best to help you on this okay? If I understood your situation wrongly, my apologies.

Actually you can apply the PTPTN loan for any duration you wish to. Whether it's approved or not is another story. Meaning, you can apply for the first 2 years or the last 2 years.

Secondly, may I know where you're studying? Or planning to continue? You can always ask for your education center for help on this. Usually, their finance or registry department will comply. (of course depends on which uni)

Regarding paying back the loan. You just need to produce a letter saying you haven't graduated after the first 2 years - a letter stating that you're in your 3rd year of studies and still a student in your current uni or college. Of course the letter must be given by your uni or college as a proof. I'm not entirely sure regarding the interest, but if I'm not mistaken, it should not be accumulated as you haven't entered the paying back term yet. (at least that was what happened for me last time when I finished my foundation - which I had to take a different loan for it since it's not counted into my degree program).

Hope it helps. If you need further information, I would advice you to seek advice either from your uni or better still, just drop by Wisma Chase Perdana and ask them yourself.

Cheers.

You're most welcome. Yup. Calling them might not be a good option. Well, you know about them line operators. j/k

It's located in Damansara Heights. PTPTN Location < Here you go.

If it's IPTA (since you mentioned UPU), sadly their supporting departments usually are not really helpful (at least that's what I felt when I was pursuing my post-grad studies in one). But you can always try to ask first.

Regarding funding yourself, if you can really afford to work and study at the same time, by all means, go ahead. BUT, please ensure that you know to prioritize your studies first. I've known some students that sometimes sacrifice their studies to work (as in skip classes / handing assignments late) and uses work as an excuse. And ultimately, don't be blinded with the pay that you're getting and start thinking "Why do I need to complete my studies if I can already work and get this much pay?" - given that you're working part time and getting part time salary. If the part time job is paying like a full time job, please do share as I might be interested too. LOL

Actually, my aunt (my guarantor) got a warning letter at that time saying that I haven't started to pay. I was already in my first year that time (around a month or so) and I just emailed PTPTN and they replied for me to give a letter as proof that I haven't completed my studies and the fact that I just finished my foundation only. Upon checking my balance, nothing was charged except for the administrative fee. (if I'm not mistaken - I'll try to re-check my statement from then)

Cheers.

Oh. Then maybe you can try contacting them online?

First, may I know what field you are interested in? Because, some field you can still make money without having to work part time (as in physically get a part time job). Nowadays, there are a lot of options to get income at your own house. Of course, it depends on the skills that you possess.

I don't take PTPTN anymore but currently paying the the second one (my degree PTPTN loan) off - bit by bit

Nope. I'm working full time now as I've completed my degree back in 2007. (Gosh, I feel old )

If you still have the time, I would suggest to learn a new skill that might be useful when you start studying later. E.g. handicraft, cooking, sewing, multimedia - graphics, web, video, etc...

21 hari bekerja = 21 working days. Weekends and public holidays won't count as working days. It has only been 14 days (if I'm not mistaken)