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 PTPTN Thread v2

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XxxNightSkyxxX
post Sep 19 2011, 09:08 PM

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QUOTE(twilightbabyy @ Sep 19 2011, 09:00 PM)
i heard that the officers from ptptn will go to your campus and interview you before approving the loan.
i was wondering, what kind of questions will they ask, cause im kind of nervous now :/
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They not going to ask you question. They just collect the forms.
XxxNightSkyxxX
post Sep 19 2011, 10:23 PM

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QUOTE(twilightbabyy @ Sep 19 2011, 09:13 PM)
The lady that helps me with the ptptn thingy told me that they will come to our campus, check the details that we filled in and interview us. AND on the spot they will let us know whether our loan is approved or not :/ you sure they're not gonna ask questions? sad.gif cause im like really nervous now!
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Wow. Approve on spot? Afaik, there is no such case. sweat.gif
Which University are you in?
XxxNightSkyxxX
post Sep 20 2011, 01:20 AM

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QUOTE(H4XF4XTOR @ Sep 19 2011, 10:39 PM)
in my case i apply ptptn for like 35mil

then on my studying i only use about 10mil..then i stop studying and work.. so now it means that 25 mil more dont need to pay rite
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lol. that's only if you get 1st class and you apply for it. sweat.gif
XxxNightSkyxxX
post Sep 20 2011, 01:51 PM

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QUOTE(H4XF4XTOR @ Sep 20 2011, 10:52 AM)
35k,soryy ...
typo it should be 35k
my god how am i supposed to pay back 35mil
its not like im a cronies or somthing
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Ya. If and only if u get 1st class then can apply. tongue.gif
XxxNightSkyxxX
post Sep 20 2011, 08:34 PM

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QUOTE(H4XF4XTOR @ Sep 20 2011, 03:03 PM)
apply? what do you mean  hmm.gif
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Apply to change the loan into scholarship. tongue.gif
XxxNightSkyxxX
post Sep 21 2011, 02:40 AM

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QUOTE(missuecz @ Sep 20 2011, 08:41 PM)
if the students graduated in first class [with cgpa 3.75 and above]...the loan will turn into a scholarship.
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nope. you must write letter and apply for it.
not all 1st class degree holder get that. sweat.gif
XxxNightSkyxxX
post Sep 22 2011, 07:27 PM

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QUOTE(leonhun @ Sep 21 2011, 10:07 PM)
Hey i wana ask if i got accepted by overseas uni like from singapore..in what way i can claim this loan?....i read through the website and realize only applicable for local u...but i might need financial assistant though =3
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jpa scholarship? there are many other loan or scholarship. try apply. brows.gif
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post Sep 22 2011, 10:33 PM

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QUOTE(H4XF4XTOR @ Sep 22 2011, 09:15 PM)
if only i know about this earlier..hahahahahhaha
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work hard now? bruce.gif
XxxNightSkyxxX
post Sep 24 2011, 12:30 AM

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QUOTE(edvey @ Sep 23 2011, 12:38 AM)
does anyone know whether i can use my own payslip to apply for ptptn?
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you must include it if you are working currently and if your parents working are too, you need give them also. smile.gif

QUOTE(H4XF4XTOR @ Sep 23 2011, 09:30 PM)
yes ,workhard to payback that PTPTN.or else i canot go on overseas vacation..name blacklist like ads on radio tongue.gif
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wow. is it you finished your degree already? thumbup.gif
XxxNightSkyxxX
post Sep 24 2011, 02:56 AM

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QUOTE(edvey @ Sep 24 2011, 01:57 AM)
i just wonder by the time i continue study i wont be getting anymore salary cos i will resign and do full time  so possible not they will accept my payslip. i dont see the relevance on showing my parent's payslip since im the one who's paying later.

btw, anyone working and paying ptptn now? is it burdening? how long will have to pay and how much they deduct from monthly salary?i duwan to loan ptptn but no money no choice i think.  sad.gif
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nope. if you didnt give them your parents' payslip, they will ask for surat pengesahan pendapatan ibubapa/penjaga also.
i think they prefer your parents' payslip more than yours. hmm.gif

about paying back the loan, i personally dont think its burdening. and also i have asked some of my friends who are working and they said its not a big deal. icon_rolleyes.gif
it depends on how much you loan.
XxxNightSkyxxX
post Sep 24 2011, 07:43 PM

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QUOTE(H4XF4XTOR @ Sep 24 2011, 03:21 PM)
yep..chasing for master next year.. but this PTPTN bugging me.. is it possible to ask PTPTN for masters too tongue.gif

im just curious..
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Ya its possible. After master you need pay more. sweat.gif
XxxNightSkyxxX
post Sep 25 2011, 02:30 PM

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QUOTE(cashboy @ Sep 25 2011, 09:25 AM)
Guys about the ptptn do we need to buy the PIN number first before applying or getting offer letter from college?
If its not buy pin first then later i was accepted into the college then didnt manage to get loan then how ?

And i only got 4 credits but my bahasa malaysia get D which is no credit, will the loan can pass?
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you can buy the pin first,
about the requirement, you can check on their website.
http://www.ptptn.gov.my/web/guest/anjung
XxxNightSkyxxX
post Sep 25 2011, 08:29 PM

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QUOTE(diversity @ Sep 25 2011, 07:17 PM)
Will PTPTN affect your chances in getting a bank loan in the future? I'll definitely pay back of course. Because I'm from a poor family background, and my parents are counting on me to at least buy a house for ourselves in the future.
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nope. unless you got blacklisted for something. icon_rolleyes.gif
XxxNightSkyxxX
post Sep 26 2011, 12:27 AM

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QUOTE(revilion @ Sep 25 2011, 08:39 PM)
Just applied for ptptn, hopefully i can get
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most of the people will get it. good luck. thumbup.gif

QUOTE(kornelius @ Sep 25 2011, 09:29 PM)
Hi, I got question here... the potongan gaji form can i ignore it? I just dowan them potong from there? can I left out the majikan? thanks~
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nope. they require you to fill in all those forms. sweat.gif

QUOTE(H4XF4XTOR @ Sep 25 2011, 09:29 PM)
well ..i just need to know..but possibly my savings should covered that up ..biggrin.gif thanks
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rich la you. rolleyes.gif
XxxNightSkyxxX
post Sep 26 2011, 07:22 PM

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QUOTE(TendouSouji @ Sep 26 2011, 05:02 PM)
Greetings. My fren told me that in order to get ptptn loan. 1st I have to join a university, and then bare all the cost in the 1st year, and then work hard to get good results. Then 2nd year onwards only can get the loan? Is that true?
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nope. bare the cost for 1st sem only as they bank in around 2nd sem.

QUOTE(Flash90 @ Sep 26 2011, 05:16 PM)
My family background is poor. Parent's total income is only RM1.3k. Although all my siblings are married and working, they have their own kids to take care and some of our bills. They can't support me for uni.

Can I get full PTPTN loan of RM16.5k a yr? How high is my % to get it? Any success/failure stories around here?
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yup max rm16.5k if u are in science course. the probability of getting it is very high. dont worry. thumbup.gif
XxxNightSkyxxX
post Sep 26 2011, 10:22 PM

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QUOTE(Flash90 @ Sep 26 2011, 08:31 PM)
Leng chai ah. Ur always active in LY forum lol. Thanks for answering here and in MMU thread tongue.gif
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You are most welcome. tongue.gif
XxxNightSkyxxX
post Sep 27 2011, 04:51 PM

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QUOTE(zstan @ Sep 27 2011, 03:22 PM)
Yealahhh...

means i am losing money to interest and 'admin fee'?? wtf man.  sad.gif  gonna ask ptptn soon.
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good. should ask them. impossible admin fee costs around rm300?
that's alot. shakehead.gif
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post Sep 30 2011, 04:30 PM

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QUOTE(GreenSamurai @ Sep 30 2011, 01:45 PM)
I think the money will only come in October...
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2nd week of October if im not wrong. cry.gif
XxxNightSkyxxX
post Oct 1 2011, 02:34 AM

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QUOTE(H4XF4XTOR @ Sep 30 2011, 11:44 PM)
wah,you almost finish paying your ptptn?
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u can pay more each month if u are afford to. then will finish paying the loan fast. biggrin.gif
XxxNightSkyxxX
post Oct 2 2011, 03:49 AM

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QUOTE(PoorVenderz @ Oct 1 2011, 06:25 PM)
second week of october!??  mad.gif
so long ~
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yup. or maybe later than that. coz you know la. the system. sweat.gif

QUOTE(edge85 @ Oct 2 2011, 01:37 AM)
i meant last installment...sorry...

yeah, i plan to pay more every month...

but actually ujrah isn't all that bad...if you can be sure that you will have a stable job, then with that 1% system you can save alot...
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actually no need finish paying so early. the interest is fixed right? biggrin.gif

QUOTE(eddie2020 @ Oct 2 2011, 01:42 AM)
how come each sem 10k? kinda high.. mine each sem should be 8 but i receive 7.8 if i am not mistaken.. i feel weird where is the balance? my fren all also get same ammout as me..
admin charge so high? masuk their pocket izzit ><
vmad.gif  vmad.gif
ask liao tell me wink.gif
all ppl get same date?
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yup. normally is like this.

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