Let say my PTPTN loan contract duration is over,can i ask for extension?
Which i heard from alot MMU student saying it almost impossible to ask for extension.The problem is my study plan is 4 year plan,PTPTN contract only for 3 year.

And
Let say i still need loan from PTPTN,if i pay all amount of loan that has be given to me (no debt with ptptn),i can reapplied?