Jitstuck -for TUC students refer to Cik Nazihah, she knows best. Your LOA is 4 years because you're no more birmingham student you're taylors student but taylors have MOU with birmingham due to relationships before, thats why they allow transfer but higher %65 if nt mistaken, a 2:1(you can transfer to other uni with that result also but depends on the uni if they want to accept you or not) ....but dunno why they nvr update ptptn.

PTPTN gives you 10+ years to repay but if you're continuing studies I believe that you can have a penagguhan to your previous loan payment. This is what I know you can tangguh PTPTN until you get a full time job(part time-depends you want to pay or nt). But i remember reading somewhere on ptptn website that you can add on and borrow if you want to continue say degree or masters and I believe you should call them or check their website on this.

I thought they have like a max borrowing amount whereby if you finish your diploma you can borrow again before you payback. I guess they changed it huh.

As for applying it in second year I believe you can do that......however not sure if the loan is for the entire course or starting from your 2nd/3rd year.However do note that it is up to PTPTN to make the final judgment on this issue, ask you uni PTPTN rep.

No such thing as a transfer. They either allow you to continue by giving you a new loan and ask you to pay back the old one, or don't know if this option is available but they allow you to carry your old loan till you grad.