I try to explain from my understanding:
MBB Amex (Maybankard Amex) has MBB logo. You will earn TreatPoints. All are Credit Card. E.g.
Maybankard American Express Gold & Classic
Maybank Islamic Ikhwan American Express Platinum and Gold & Classic
Amex's Amex (American Express) does NOT have MBB logo. You will earn Membership Reward points. There are Charge Card and Credit Card.
e.g. of Credit Card
American Express® Gold Credit Card
American Express Platinum Credit Card
Singapore Airlines KrisFlyer American Express® Gold Credit Card

e.g. of Charge Card
The Platinum Card®
American Express Gold Card
American Express Personal Card
and also the Centurion card.
Summary:
MBB Amex has Credit Card only.
Amex's Amex has both Charge and Credit card.

Last time, a lot of retail don't want to accept AMEX because of the higher merchant fees compared to VISA and Master.
But since Maybank bought over the franchise, a lot of major retail outlets are already getting the merchant terminal for AMEX.
In M'sia, AMEX under Maybank arms had turned into Credit Card (correct me if I'm wrong, limited knowledge on AMEX also). But if one holds the true AMEX, it's supposed to be a charge card; same as DINERS.

My understanding is charge card needs to settle full payment every month. Credit card can opt for minimum payment.

Then, why does MBB Amex earns TP and Amex's Amex earns MR ?

Why MBB Amex not earn MR ?

The term "credit card" or "charge card" is not by the merchant company.
Credit Card is known as it is because of the power to revolve while one is still with credit balances.
Charge card however is known as charge card because in the even that your didn't pay the last outstanding amount, you wouldn't be able to use it.
http://www.investopedia.com/terms/c/chargecard.asp?viewed=1

Sorry, dig back a bit. If refer to this MBB Amex:
Maybankard American Express Gold

At the bottom of that page:
Read our credit card agreement (PDF)
It is stated clearly MBB Visa, MBB Mastercard and MBB Amex are referred as Credit Card.

It is not mentioned MBB Amex is a Charge Card category.
On the other side, it is not mentioned about the above agreement for Charge Card, e.g.
American Express Gold Card

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Added on July 8, 2009, 12:19 pm

Yes, that's my understanding from reading this thread, Charge Card thread and also my own research on MBB Amex and Amex's Amex.

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Added on July 8, 2009, 12:20 pm

Good info.

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Added on July 8, 2009, 12:23 pm

This means:
1) MBB Amex can only offer Amex Credit Card
2) Amex's Amex can offer both Amex Charge Card and Amex Credit Card

Right ?

Bad card 
Not really. In United States, there are many AMEX credit card issued by AMEX itself as well as AMEX credit card issued by Bank of America.
Actually there is only VISA Electron but no Mastercard Electron. There is however a debit Mastercard version.

From what I know is there should be some regulations where companies while processing CC transactions are not allowed to note down the CVV number (regardless it is written on paper or in a word doc). That's why we have those secure pages that processes the CVV code and deletes it off immediately.

If really no choice I would just use a debit account linked to account which has only exactly the amount needed to perform the transaction.

So how do you pay AMEX (not MBB AMEX)? Sending checks through the post isn't exactly a attractive option.

As for overseas transaction. How does AMEX's exchange rate compares with MC/VISA? And how's the administration charges?

QUOTE(Gen-X @ Aug 26 2009, 07:23 PM)
Do you know that youll be charged a fee upon withdrawal of cash with your CC and then you'll be charged interest daily until you settle the withdrawal amount together with the interest charges. Better you go find another altenative...... maybe to the extend of selling off your car or changing to kancil.
*
agreed.

cash advanced per withdrawal cost RM50 for RM1,000.
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Hi, new here.
interested to know more bout cash advanced withdrawal. Do they still charge if they inform that now we may enjoy the cash advanced withdrawal & pay it back as 0% interest installment plan??