Exclusively for Perodua VIVA Owner - v3, Viva ~ Driving Possiblities
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 Jul 23 2009, 11:46 AM
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#1
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Junior Member
43 posts Joined: Jun 2007  
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i am planning to sell my Viva..but how is the procedure to check how much that i still owe to bank?
i bought SX, loan 33200k.....interest i not so sure, around 3.5-3.7% monthly installment 414. car since May 08. so how to calculate?? |
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Jul 23 2009, 07:03 PM
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#2
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Junior Member
43 posts Joined: Jun 2007
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QUOTE(lunar sea @ Jul 23 2009, 05:29 PM) y wanna sell ? ya...my is 9ys loan and SX 1.0..i tot the interest counted yearly?i think your is 850cc one right ? looking at ur monthly payment , i suppose ur loan is 9 years. u have paid RM414*14month = RM 5796 u own bank RM33200 + RM33200*(3.7%)interest*(9)yearsofloan=RM44255.6 RM44255.6 - RM 5796 = RM38459.6 Ur current car market value = RM 27000 U sell the car, u still need to pay bank RM38459.6 - RM 27000 = RM 11459++. Example calculation only. But SX 1.0 current value is between 27k -29k . Sell then car, u need to fork out 11k , how to sell ?  if sell, i need to pay for 9yrs interest?i tot till 14months only??  |
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Jul 24 2009, 09:31 AM
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#3
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Junior Member
43 posts Joined: Jun 2007
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QUOTE(cheeann @ Jul 24 2009, 08:27 AM) u should run him down mah~ cheeann, do you know how to calculate how much i need to top up or earn if i sell my viva?you can read my situation on above. din't remember his bike's plate then try find him nearest A&W lo~  thanks for help. |
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Jul 24 2009, 10:28 AM
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#4
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Junior Member
43 posts Joined: Jun 2007
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thanks for your help.
sell to relative?i don't think they willing to buy it coz if they buy n pay for the remaining balance, it is lik waterfish to them  |
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Jul 27 2009, 11:21 AM
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#5
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Junior Member
43 posts Joined: Jun 2007
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QUOTE(Nitjinsu @ Jul 26 2009, 09:57 PM) What the...Ur Viva only RM 33000 for 1000 cc ...My RM 33000 solid only 850 cc with only 2 year warrantly...not even have free gift like tinted...darn...modify cost me RM 6000 somemore.. u din request for discount r??got ppl wan buy my car?price at 30k |
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