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Technical FAQ on the usability of Credit Card on PSN, For those who are still clueless :P

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faidzal1982
post Mar 17 2010, 12:28 AM

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QUOTE(yeahh @ Jan 24 2010, 01:23 PM)
USABLE
PSN Region : US
Debit/Credit Card Name : American Express Gold
Debit/Credit Card Type : Maybank American Express Gold
Card Issuer Name : Maybank
Billing Address : Random US address
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hi bro... just to confirm with u... u use Amex Gold Credit Card or Charge Card?
frm the picture... it looks like Amex Gold Credit Card... just want confirmation b4 i apply for it...
faidzal1982
post Apr 16 2010, 11:36 AM

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QUOTE(danmooncake @ Apr 16 2010, 05:13 AM)
For those with MY or SG credit card, always check your bill later and see how much they ALSO charge you for cross border conversion fee when using it on foreign PSN (eg. UK, US, JPN, etc).  Don't be naive and the banks aren't stupid and they also want to make money with those extra fees for currency exchange. This is not the same thing as conversion rate itself.  Some credit cards have this, some may not, and a lot of them hid them in fine print.  It depends your credit card - check with your banks!
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QUOTE(madmoz @ Apr 16 2010, 09:16 AM)
it is cheaper for me to use my credit cards on the PSN than for me to actually exchange money from a money changer. what you have said is not always true.
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i just bought a USD$5 in US PSN using my amex cc... in my bill it charge me RM16.43...
using the amex currency converter here...
after converted USD$5 = RM16.04... amex will charge 2.5% to the total of the conversion value... it is 25 cent for every RM10...
so... for RM16.04 * 2.5% = 40 cent... total is RM16.44 and they charge RM16.43 might be because the conversion rate at the time of the charges is lower...

u can decide for yourself for using the cc over the psn or not... make sure u read the agreement of the foreign purchase with the bank dat issue cc to u...

This post has been edited by faidzal1982: Apr 16 2010, 11:38 AM
faidzal1982
post Apr 27 2010, 12:07 PM

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hi guys...

ive been using my Maybank Amex Gold Credit Card in US PSN... all seems ok to me...
but few days ago... some of my US PSN accounts have been suspended...
anybody facing this problem before?
is it because of the Maybank Amex Gold Credit Card or other reason?
faidzal1982
post Apr 27 2010, 02:05 PM

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QUOTE(K-End @ Apr 27 2010, 01:46 PM)
is some of your US PSN is a shared account?
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yes bro... those account is my shared account... is there a problem using amex credit card for shared account?
faidzal1982
post Apr 28 2010, 11:20 AM

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QUOTE(K-End @ Apr 27 2010, 02:20 PM)
there's nothing wrong with sharing account, but  most of the suspended id cases were mainly about you using stolen CC or someone reported the id to Sony coz you arent suppose to buy from US PSN store
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well... the first reason is out coz i use my own CC to purchase... and i make sure there is no outstanding balance in my bills...
maybe its the 2nd reason... but who the hell would report to Sony??? vmad.gif
or... is Sony have some "pick the unlucky account" program to randomly pick the psn account and check their details (address and names)???

if this the case... maybe we should be carefull when using our CC over the PSN US accounts... dont become a victim like me... sad.gif
other things dat i can think of is... maybe Sony will check the account details if we made transaction over certain amount?
as for my case... the accounts dat been suspended is with transaction of USD14.99 and above...

what are u guys highest transaction at one time over the PSN US?

sorry if my post is off topic... sad.gif

This post has been edited by faidzal1982: Apr 28 2010, 11:25 AM
faidzal1982
post Jun 2 2010, 11:03 AM

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QUOTE(daTUK_SErI @ Jun 2 2010, 09:19 AM)
my Amex Gold also doesn't work for US account anymore.. information not valid.. even my limit is more than enough.. anybody facing the same problem?
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i havent tried my amex gold lately... actually i apply for amex gold just for the purpose of buying PSN US DLC... sad.gif if cannot use... then its worthless la...
faidzal1982
post Jun 2 2010, 02:38 PM

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QUOTE(K-End @ Jun 2 2010, 02:13 PM)
want to update that based on several report on the net, it seem PSN US already block Entropay card...and it look like this one gonna be a permanent one as some report said they going to do the Address Verification Check for all card
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QUOTE(daTUK_SErI @ Jun 2 2010, 02:24 PM)
we can say goodbye MBB Amex Gold Card... huhuhuhuhuh
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maybe its time to use the US PSN cards... lucky for those who have friends/relatives in US...
faidzal1982
post Jun 10 2010, 12:40 PM

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QUOTE(maxwongsauwei @ Jun 10 2010, 12:36 PM)
not just US Playstation store have this AVS Appied,

SG PSStore are also applied......

my C.Card wont work anymore.........
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does this mean we can only use our CC in MY PSN only? btw... which CC u use?
faidzal1982
post Jun 11 2010, 04:12 PM

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i think now we only left MY PSN to use... aiya... pity us... sad.gif
faidzal1982
post Aug 17 2010, 11:40 AM

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QUOTE(maxwongsauwei @ Aug 16 2010, 07:10 PM)
is there anyone still usingany credit card to buy any DLC in US PSN???? pls do let us know and thank you very very much
(Although the chances to do so is kinda slim)
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i dont recommend to use CC in US PSN... even though it will let u through... then after u buy something and they tried to charge it to your CC and only found out it is outside US they assume it as stolen card and blocked your account... this is what happened to me last time... sad.gif
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