Jun 8 2009, 11:50 PM
QUOTE(lcl832002 @ Jun 8 2009, 11:43 PM)
33 % is just a standard used by certain banks. Some banks use other standards like 40 %, 50 %, 70 % and so on.
I can't meet 33 % but I can meet 50 %, let say. So, do you think I can't afford the house?
I can't meet 33 % but I can meet 50 %, let say. So, do you think I can't afford the house?
but u have other current commitment yet such as car loan or personal loan?
for banker they will do calculation from our salary together with personal monthly expenses, monthly loans, etc...
from there they will justify you are afford to own a house or not...
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