@ckwhy,
MBB's credit department might have flagged U as high credit risk. As they aren't able to tell how many other CCs U have out there in the market and the exact CL on each of them, when they do a tabulation and see you have too much outstanding loans and high-risk credit, they will automatically reject your CC application or CL increase.

@firadaboss,
Perhaps it's because U oredi have so many CCs and the available CL combined puts you as high credit risk - hence MBB rejected your application. For someone earning RM2.2k, U oredi have a minimum CL of 20k - that's quite a bit, don't U think?

@firadaboss,
I hope you know what you're doing and that you aren't trying to cover 10 holes with 9 covers or Ur gonna get burnt.

If U really want the MBB CC, just keep applying